4264 Cato Rd, Effingham, SC 29541 Property Records

Florence County property record for 4264 Cato Rd, Effingham, SC 29541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 1977
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Last Sale	$9,000 (Feb 2021)
Tax Bill	$484 (2023)
Deeds & Mortgages	Feb 2021 Sale Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`00212-01-028`

Property Details

APN / Parcel Number

Primary APN	`00212-01-028`
Alternative APN	`15038197`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
1st Floor Area	1,802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4264 CATO RD
City	EFFINGHAM
State	SC
Zip	29541-3714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CATO RD
Legal Subdivision	NESBITT SURVEYING CO
Jurisdiction	FLORENCE SC
Township / Civil Division	PAMPLICO
Census Block Group	1
Census Block	1012
Census Tract	1602

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4264 CATO RD, EFFINGHAM, SC 29541-3714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed, Transfer
Feb 22, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Feb 22, 2021 · Amount on Record
Deed Book / Page	905 / 174
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Feb 22, 2021
Property Address	4264 CATO RD, EFFINGHAM, SC 29541-3714
Document Number	0009050174
Book / Page	905 / 174
Map Reference	MB 107 PG 536
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Tax	$33.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 QUAIL TRL, MANNING, SC 29102-7712

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Feb 22, 2021
Property Address	4264 CATO RD, EFFINGHAM, SC 29541-3714
Document Number	0009050170
Book / Page	905 / 170
Map Reference	MB 107 PG 536
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Tax	$33.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1130 QUAIL TRL, MANNING, SC 29102-7712

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,187 (-99.86%) Land $662 Building $6,525	$179,676 (-98.62%) Land $16,550 Building $163,126
2023	$484.00 (+34.07%) Homeowner's exemption	$5,196,590 (+99,892.11%) Land $662,000 Building $4,534,590	$12,991,475 (+9,899.98%) Land $1,655,000 Building $11,336,475
2022	$361.00 Homeowner's exemption	$5,197 Land $662 Building $4,535	$129,915 Land $16,550 Building $113,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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