Hillsborough County property record for 4308 Swift Cir, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,259 sqft · built 1996 |
| Lot Size | 0.232 acres (10,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,000 (Apr 2015) |
| Tax Bill | $5,038 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 088067-5460 |
| Primary APN | 088067-5460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,259 sqft Living Area |
| Gross Area | 3,222 sqft |
| 1st Floor Area | 2,259 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,085 sqft (0.232 acres) |
| Lot Dimensions | 126 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 273 sqft |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0880675460 |
|---|---|
| Street Address | 4308 SWIFT CIR |
| City | VALRICO |
| State | FL |
| Zip | 33596-7247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BLOOMINGDALE SECTION AA GG UNIT 3 PHASE 1 LOT 4 BLOCK 9 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | BLOOMINGDALE SECTION AA GG UNIT 3 PHASE |
| Legal Phase | 1 |
| Legal Tract | 37P |
| Legal Block | 9 |
| Legal Lot Number | 4 |
| Legal Unit | 3 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 13414 |
4308 Swift Cir is owned and occupied by two individuals who bought it in April 2015.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4308 SWIFT CIR, VALRICO, FL 33596-7247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 18, 2025 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2015 · Amount on File |
| Deed Sale | Apr 6, 2015 · Amount on File |
| Prior Sale | Jul 31, 2001 · Amount on File |
| Deed Document Number | 2015127680 |
| Deed Book / Page | 23191 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4308 SWIFT CIR, VALRICO, FL 33596-7247 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4308 SWIFT CIR, VALRICO, FL 33596-7247 |
| Document Number | 0000487358 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022487358 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4308 SWIFT CIR, VALRICO, FL 33596-7247 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4308 SWIFT CIR, VALRICO, FL 33596-7247 |
| Document Number | 0000512850 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 2021512850 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4308 SWIFT CIR, VALRICO, FL 33596-7247 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4308 SWIFT CIR, VALRICO, FL 33596-7247 |
| Document Number | 0000067742 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | 2025067742 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 28, 2039 |
The 2025 property tax bill for 4308 Swift Cir was $5,038 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,118 (+2.7%) | $403,615 (-1.83%) Land $110,880 Building $292,735 | |
| 2025 | $5,038.00 Homeowner's exemption | $266,911 | $411,129 Land $110,880 Building $300,249 |
| 2023 | $4,467.00 (+4.88%) Homeowner's exemption | $251,834 (+3%) | $382,886 (+4.06%) Land $100,800 Building $282,086 |
| 2022 | $4,259.00 Homeowner's exemption | $244,499 | $367,961 Land $80,640 Building $287,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4308 Swift Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 4 (2011–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4308 Swift Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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