4305 Swift Cir, Valrico, FL 33596 Property Records

Hillsborough County property record for 4305 Swift Cir, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,615 sqft · built 1997
Lot Size0.259 acres (11,282 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (May 2017)
Tax Bill$6,211 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN088067-5974

Property Details

APN / Parcel Number

Primary APN088067-5974
Alternative APN
  • U18302137S000008000040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,615 sqft Living Area
Gross Area3,615 sqft
1st Floor Area2,615 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,282 sqft (0.259 acres)
Lot Dimensions141 ft deep x 80 ft wide
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area400 sqft
Deck AreaDeck Area
Patio Area366 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0880675974
Street Address4305 SWIFT CIR
CityVALRICO
StateFL
Zip33596-7279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBLOOMINGDALE SECTION AA GG UNIT 3 PHASE 2 LOT 4 BLOCK 8
Legal Range21E
Legal Township30S
Legal Section18
Legal SubdivisionBLOOMINGDALE SECTION AA GG UNIT 3 PHASE
Legal Phase2
Legal Tract37S
Legal Block8
Legal Lot Number4
Legal Unit3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group3
Census Block3012
Census Tract13414

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4305 SWIFT CIR, VALRICO, FL 33596-7279
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 4, 2017Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2017 · Amount on Record
Deed SaleMay 4, 2017 · Amount on Record
Prior SaleApr 12, 1999 · Amount on Record
Deed Document Number2017171963
Deed Book / Page24914 / 1734
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4305 SWIFT CIR, VALRICO, FL 33596-7279
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4305 SWIFT CIR, VALRICO, FL 33596-7279

Mortgage

Document Number0000270640
DateMay 28, 2021
Instrument2021270640
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 4, 2017
Property Address4305 SWIFT CIR, VALRICO, FL 33596-7279
Document Number0000171963
Book / Page24914 / 1734
Map ReferenceMB78 PG36
Instrument DateApr 28, 2017
Instrument2017171963
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyHILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11312 WINTHROP LAKE DR, 11312, RIVERVIEW, FL 33578-4277

Transferred To (Grantee/Buyer)

NameVerified Name
Address4305 SWIFT CIR, VALRICO, FL 33596-7279

Mortgage

Document Number0000171964
DateMay 4, 2017
Instrument2017171964
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,150 (+2.7%)$457,483 (-1.88%) Land $121,598 Building $335,885
2025$6,211.00 (+12.48%) Homeowner's exemption$331,207 (+5.99%)$466,240 (+8.51%) Land $121,598 Building $344,642
2023$5,522.00 (+4.39%) Homeowner's exemption$312,498 (+3%)$429,678 (+3.18%) Land $110,544 Building $319,134
2022$5,290.00 Homeowner's exemption$303,396$416,422 Land $88,435 Building $327,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims4 (2011–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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