4308 E Studio Ln, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 4308 E Studio Ln, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.479 acres (20,865 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Oct 2023)
Tax Bill	$4,534 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`962-0043-000`

Property Details

APN / Parcel Number

Primary APN	`962-0043-000`
Alternative APN	`109620043000`

Exterior

Lot Area	20,865 sqft (0.479 acres)

Location & Zoning

Account Number	109620043000
Street Address	4308 E STUDIO LN
City	OAK CREEK
State	WI
Zip	53154-6715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	OAK VIEW SUBD. NO. 3 NW1/4 SEC 36-5-22 LOT 8 BLOCK 15
Legal Range	22E
Legal Township	05N
Legal Section	36
Legal Subdivision	OAK VIEW SUBD
Legal Block	15
Legal Lot Number	8
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1003
Census Tract	160301

Owner

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4308 E STUDIO LN, OAK CREEK, WI 53154-6715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Feb 2, 2026	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Oct 26, 2023	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Aug 18, 2015 · Amount on Record
Deed Document Number	202311377058
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	4308 E STUDIO LN, OAK CREEK, WI 53154-6715
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011152989
Date	Aug 19, 2021
Instrument	11152989

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	4308 E STUDIO LN, OAK CREEK, WI 53154-6715
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011252277
Date	Jun 1, 2022
Instrument	11252277

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	4308 E STUDIO LN, OAK CREEK, WI 53154-6715
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 E STUDIO LN, OAK CREEK, WI 53154-6715

Mortgage

Document Number	0011573849
Date	Feb 2, 2026
Instrument	11573849

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Oct 26, 2023
Property Address	4308 E STUDIO LN, OAK CREEK, WI 53154-6715
Document Number	0011377058
Instrument Date	Oct 18, 2023
Instrument	11377058
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	KNIGHT BARRY TITLE, KNIGHT BARRY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$804.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 E STUDIO LN, OAK CREEK, WI 53154-6715

Mortgage

Document Number	0011377059
Date	Oct 26, 2023
Instrument	11377059

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,900 (-3.32%) Land $80,700 Building $178,200	$268,900 (-2.04%)
2024	$4,534.00 (+11.02%) Homeowner's exemption	$267,800 (+19.18%) Land $80,700 Building $187,100	$274,500 (+15.73%)
2022	$4,084.00 Homeowner's exemption	$224,700 Land $80,700 Building $144,000	$237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK CREEK WATERWORKS serves 32,104 people · EPA ID WI2410172
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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