4231 E Studio Ln, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 4231 E Studio Ln, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,900 (Sep 2022)
Tax Bill	$3,801 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`962-0089-000`

Property Details

APN / Parcel Number

Primary APN	`962-0089-000`
Alternative APN	`109620089000`

Exterior

Lot Area	19,994 sqft (0.459 acres)

Location & Zoning

Street Address	4231 E STUDIO LN
City	OAK CREEK
State	WI
Zip	53154-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	OAK VIEW SUBD. NO. 3 NW1/4 SEC 36-5-22 LOT 15 BLOCK 17
Legal Range	22E
Legal Township	05N
Legal Section	36
Legal Subdivision	OAK VIEW SUBD
Legal Block	17
Legal Lot Number	15
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1019
Census Tract	160301

Owner

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage WAUKESHA STATE BANK
Sep 28, 2018	Quit Claim Deed, Transfer ATTORNEY'S TITLE
Jan 10, 2018	Grant Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY
Oct 6, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 9, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202211282011
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0010815715
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Recording Date	Jul 17, 2026
Property Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712
Document Number	0011619879
Instrument Date	Jul 13, 2026
Instrument	202611619879
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712

Mortgage

Document Number	0011619879,
Date	Jul 17, 2026
Instrument	202611619879

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011096325
Date	Mar 30, 2021
Instrument	11096325

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Sep 8, 2022
Property Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712
Document Number	0011282011
Instrument Date	Sep 1, 2022
Instrument	11282011
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712

Mortgage

Document Number	0011282012
Date	Sep 8, 2022
Instrument	11282012

Lender

Name	WAUKESHA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Sep 28, 2018
Property Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712
Document Number	0010815715
Instrument Date	Sep 7, 2018
Instrument	10815715
Transaction Type	Transfer
Record Updated	Nov 2, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Tax	$194.10
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4231 E STUDIO LN OAK CREEK WI 531546712, OAK CREEK, WI 53154-6712

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Jan 10, 2018
Property Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712
Document Number	0010743745
Instrument Date	Dec 18, 2017
Instrument	10743745
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEYS TITLE AND CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 E STUDIO LN OAK CREEK WI 531546712, OAK CREEK, WI 53154-6712

Mortgage

Document Number	10743746
Date	Jan 10, 2018
Instrument	10743746

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Oct 6, 2017
Property Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712
Document Number	0010718179
Instrument Date	Sep 27, 2017
Instrument	10718179
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$27.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3327 W LISBON AVE MILWAUKEE WI 532081947, MILWAUKEE, WI 53208-1947

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Mar 9, 2017
Property Address	4231 E STUDIO LN, OAK CREEK, WI 53154-6712
Document Number	0010655556
Instrument Date	Feb 28, 2017
Instrument	10655556
Transaction Type	Foreclosure
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,100 (-1.96%) Land $79,900 Building $140,200	$228,700 (-0.61%)
2024	$3,801.00 (+12.66%)	$224,500 (+27.05%) Land $79,900 Building $144,600	$230,100 (+23.38%)
2022	$3,374.00	$176,700 Land $79,900 Building $96,800	$186,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK CREEK WATERWORKS serves 32,104 people · EPA ID WI2410172
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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