4308 Bluff Creek Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 4308 Bluff Creek Dr, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,983 sqft · built 1988
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2018)
Tax Bill	$4,289 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-007-043-000`

Property Details

APN / Parcel Number

Primary APN	`070-007-043-000`
Alternative APNs	`0700743000` `0700743`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,983 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4308 BLUFF CREEK DR
City	MODESTO
State	CA
Zip	95355-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFF CREEK ESTATES NO 2 BLK 1841 LOT 12
Legal Subdivision	BLUFF CREEK ESTATES 2
Legal Block	1841
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2008
Census Tract	2803

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	219 TWINLAKE DR, SUNNYVALE, CA 94089-2046
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 10, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
May 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Aug 20, 2010 · Amount on Record
Deed Document Number	201846851
Prior Transfer Date	Apr 1, 2010
Prior Transfer Doc	0000032217
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4308 BLUFF CREEK DR, MODESTO, CA 95355-9101
Transaction Type	Mortgage
Record Updated	Oct 17, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 BLUFF CREEK DR, MODESTO, CA 95355-9101

Mortgage

Document Number	0000066377
Date	Oct 5, 2022
Instrument	2022-0066377

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4308 BLUFF CREEK DR, MODESTO, CA 95355-9101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000430
Date	Jan 5, 2017
Instrument	2017-0000430

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	212 Months
Due	Sep 1, 2034

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 10, 2018
Property Address	4308 BLUFF CREEK DR, MODESTO, CA 95355-9101
Document Number	0000046851
Instrument Date	Jul 3, 2018
Instrument	46851
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4308 BLUFF CREEK DR MODESTO CA 953559101, MODESTO, CA 95355-9101

Mortgage

Document Number	46854
Date	Jul 10, 2018
Instrument	46854

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	46853,
Date	Jul 10, 2018
Instrument	46853

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4308 BLUFF CREEK DR, MODESTO, CA 95355-9101
Document Number	0000037870
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 BLUFF CREEK DR MODESTO CA 953559101, MODESTO, CA 95355-9101

Mortgage

Document Number	0000037870
Date	Jun 1, 2018
Instrument	37870

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,289.00 (+1.64%)	$398,235 (+2%) Land $130,848 Building $267,387
2025	$4,220.00 (-0.89%)	$390,428 (+4.04%) Land $128,283 Building $262,145
2023	$4,258.00 (+5.66%)	$375,268 Land $123,302 Building $251,966
2022	$4,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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