4308 20th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 4308 20th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,705 sqft · built 2023
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$518,000 (Oct 2023)
Tax Bill	$3,941 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2023 Transfer + 3 more
Flood Zone	Zone AH (high risk)
APN	`352300 28 14D21`

Property Details

APN / Parcel Number

Primary APN	`352300 28 14D21`
Alternative APNs	`411626800000784002814` `41162680000`

Interior

Building Area	1,705 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft

Location & Zoning

Street Address	4308 20TH AVE SE
City	NAPLES
State	FL
Zip	34117-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 85 W 75FT OF TR 28 OR 631 PG 946
Legal Range	28
Legal Township	49
Legal Section	21
Legal Subdivision	GOLDEN GATE EST UNIT 85
Legal Tract	28
Legal Block	2
Legal Lot Number	1
Legal Unit	85
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2021
Census Tract	10428

Owner

4308 20th Ave SE is owned and occupied by two individuals who bought it in October 2023.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4308 20TH AVE SE, NAPLES, FL 34117-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MORTGAGE EQUITY PARTNERS LLC
May 4, 2023	Intrafamily Transfer, Transfer
Aug 15, 2022	Intrafamily Transfer, Transfer
Aug 23, 2019	Warranty Deed, Transfer COTTRELL TITLE GROUP LLC
Apr 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Document Number	20236460843
Deed Book / Page	6293 / 3413
Prior Transfer Date	May 2, 2023
Prior Transfer Doc	0062431795
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 4, 2023
Property Address	4308 20TH AVE SE, NAPLES, FL 34117-2705
Document Number	0062933413
Book / Page	6293 / 3413
Map Reference	MB 5 PG 24
Instrument Date	Sep 21, 2023
Instrument	6460843
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 20, 2023
Title Company	OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,626.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1998 NW 168TH AVE, PEMBROKE PNES, FL 33028-2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4308 20TH AVE SE, NAPLES, FL 34117-2705

Mortgage

Document Number	0062933415
Date	Oct 4, 2023
Book Page	6293/3415
Instrument	6460844

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	May 4, 2023
Property Address	4308 20TH AVE SE, NAPLES, FL 34117-2705
Document Number	0062431795
Book / Page	6243 / 1795
Map Reference	MB 5 PG 24
Instrument Date	May 2, 2023
Instrument	6398237
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	392 14TH ST SE, NAPLES, FL 34117-3689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1998 NW 168TH AVE, PEMBROKE PINES, FL 33028-2022

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Aug 15, 2022
Property Address	4308 20TH AVE SE, NAPLES, FL 34117-2705
Document Number	0061632231
Book / Page	6163 / 2231
Map Reference	MB 5 PG 24
Instrument Date	Aug 11, 2022
Instrument	6296225
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2335 TAMIAMI TRL N # N210, 2335, NAPLES, FL 34103-4456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 14TH ST SE, NAPLES, FL 34117-3689

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 23, 2019
Property Address	4308 20TH AVE SE, NAPLES, FL 34117-2705
Document Number	0056660519
Book / Page	005666 / 000519
Instrument Date	Aug 22, 2019
Instrument	5757026
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	COTTRELL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$98.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2335 TAMIAMI TRL N #210 NAPLES FL 341034457, 210, NAPLES, FL 34103-4457

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 26, 2017
Property Address	4308 20TH AVE SE, NAPLES, FL 34117-2705
Document Number	0053870315
Book / Page	005387 / 000315
Instrument Date	Apr 24, 2017
Instrument	5396651
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 ROUTE DES OUTAOUAIS

Tax Assessment & Valuation

The 2025 property tax bill for 4308 20th Ave SE was $3,941 with a homeowner's exemption, up 7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,705 (-0.73%) Land $40,755 Building $346,950	$387,705 (-7.21%) Land $40,755 Building $346,950
2025	$3,941.00 (+7.03%) Homeowner's exemption	$390,575	$417,823 Land $46,170 Building $371,653
2024	$3,682.00 (+1,268.77%)
2023	$269.00 (+3.07%)	$20,347 (+1%)	$34,200 (+8.11%) Land $34,200
2022	$261.00	$18,497	$31,635 Land $31,635

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4308 20th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	532 in force
Nearby Flood Claims	13 (1999–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4308 20th Ave SE is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Streamline Internet.

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