4285 20th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 4285 20th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,648 sqft · built 2020
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Mar 2024)
Tax Bill	$4,037 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`352300 22 14D21`

Property Details

APN / Parcel Number

Primary APN	`352300 22 14D21`
Alternative APN	`41162040006`

Interior

Building Area	1,648 sqft Living Area
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft
Deck Area	288 sqft

Location & Zoning

Street Address	4285 20TH AVE SE
City	NAPLES
State	FL
Zip	34117-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 85 W 75FT OF E 150FT OF TR 22
Legal Range	28
Legal Township	49
Legal Section	21
Legal Subdivision	GOLDEN GATE EST UNIT 85
Legal Tract	22
Legal Block	2
Legal Lot Number	1
Legal Unit	85
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2021
Census Tract	10428

Owner

4285 20th Ave SE is owned and occupied by two individuals who bought it in March 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4285 20TH AVE SE, NAPLES, FL 34117-2711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Mar 6, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 27, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	20246515932
Deed Book / Page	6336 / 481
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4285 20TH AVE SE, NAPLES, FL 34117-2711
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 20TH AVE SE, NAPLES, FL 34117-2711

Mortgage

Document Number	0065432469
Date	Jan 8, 2026
Book Page	6543/2469
Instrument	6772016

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 6, 2024
Property Address	4285 20TH AVE SE, NAPLES, FL 34117-2711
Document Number	0063360481
Book / Page	6336 / 481
Map Reference	MB 5 PG 24
Instrument Date	Feb 28, 2024
Instrument	6515932
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	NOT AVAILABLE, HOME & LAND TTL OF NAPLES LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4180 120TH AVE N, WEST PALM BEACH, FL 33411-8917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 20TH AVE SE, NAPLES, FL 34117-2711

Mortgage

Document Number	0006336483
Date	Mar 6, 2024
Instrument	6336/483

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 27, 2018
Property Address	4285 20TH AVE SE, NAPLES, FL 34117-2711
Document Number	0055372408
Book / Page	005537 / 002408
Instrument Date	Jul 27, 2018
Instrument	5592380
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$69.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	255 E 6TH ST #7 HIALEAH FL 330104800, 7, HIALEAH, FL 33010-4800

Tax Assessment & Valuation

The 2025 property tax bill for 4285 20th Ave SE was $4,037 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,634 (-7.27%) Land $40,755 Building $329,879	$370,634 (-7.27%) Land $40,755 Building $329,879
2025	$4,037.00 Homeowner's exemption	$399,697 Land $46,170 Building $353,527	$399,697 Land $46,170 Building $353,527
2023	$3,898.00 (-2.11%) Homeowner's exemption	$393,525 (+3%)	$405,397 (+6.11%) Land $34,200 Building $371,197
2022	$3,982.00 Homeowner's exemption	$382,063 Land $33,217 Building $348,846	$382,063 Land $33,217 Building $348,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4285 20th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	532 in force
Nearby Flood Claims	13 (1999–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4285 20th Ave SE is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Streamline Internet.

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