4307 High Bluff Cir, Temple, TX 76502 Property Records

Bell County property record for 4307 High Bluff Cir, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1981
Lot Size	0.411 acres (17,920 sqft)
Owner	Individual Name on File
Tax Bill	$4,257 (2023)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0032180224`

Property Details

APN / Parcel Number

Primary APN	`0032180224`
Alternative APNs	`855507` `70189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,463 sqft
1st Floor Area	1,626 sqft
Basement Area	837 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,920 sqft (0.411 acres)
Lot Dimensions	140 ft deep x 128 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	724 sqft
Patio Area	1,212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	855507
Street Address	4307 HIGH BLUFF CIR
City	TEMPLE
State	TX
Zip	76502-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	CLIFFS OF CANYON CREEK PHASE II, BLOCK 001, LOT 0061
Legal Subdivision	CLIFFS OF CANYON CREEK PHASE II
Legal Block	1
Legal Lot Number	61
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1006
Census Tract	21301

Owner

Source: Bell County records · APN 0032180224

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4307 HIGH BLUFF CIR, TEMPLE, TX 76502-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2021
Deed Sale	May 06, 2021
Prior Sale	May 26, 2015
Deed Document Number	2021028363
Prior Transfer Date	Feb 06, 2019
Prior Transfer Doc	2019-00004726
Record Updated	Jun 07, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 06, 2019
Property Address	4307 HIGH BLUFF CIR, TEMPLE, TX 76502-3129
Document Number	0000004726
Book / Page	010731 / 000574
Instrument Date	Feb 06, 2019
Instrument	4726
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 HIGH BLUFF CIR TEMPLE TX 765023129, TEMPLE, TX 76502-3129

Mortgage

Document Number	4727
Date	Feb 06, 2019
Book Page	010731/000578
Instrument	4727

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2049

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,257.00 (-21.06%) Homeowner's exemption Senior Citizen's exemption	$397,140 Land $46,000 Building $351,140	$397,140 Land $46,000 Building $351,140
2022	$5,393.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Radiate Holdings Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: SOS Communications.

Based on FCC filings for 561 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TEMPLE serves 94,935 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.