4303 High Bluff Cir, Temple, TX 76502 Property Records

Bell County property record for 4303 High Bluff Cir, Temple, TX 76502 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 5,996 sqft · built 1980
Lot Size	1.88 acres (82,272 sqft)
Owner	2 Individual Names on File
Last Sale	$538,731 (May 2025)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0032180218`

Property Details

APN / Parcel Number

Primary APN	`0032180218`
Alternative APNs	`60491` `41354`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	5,996 sqft Living Area
1st Floor Area	5,497 sqft
Upper Floors Area	499 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	82,272 sqft (1.88 acres)
Lot Dimensions	604 ft deep x 560 ft wide
Garage Area	504 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	194 sqft
Storage Building	192 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4303 HIGH BLUFF CIR
City	TEMPLE
State	TX
Zip	76502-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLIFFS OF CANYON CREEK PHASE II, BLOCK 001, LOT 58, 59, 60
Legal Subdivision	CLIFFS OF CANYON CREEK PHASE II
Legal Block	1
Legal Lot Number	58,59
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1006
Census Tract	21301

Owner

Source: Bell County records · APN 0032180218

Assessment roll updated February 9, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4303 HIGH BLUFF CIR, TEMPLE, TX 76502-3129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Jul 18, 2011 · Amount on Record
Deed Document Number	202525935
Prior Transfer Date	Jul 07, 2011
Prior Transfer Doc	0000024120
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jun 03, 2026
Property Address	4303 HIGH BLUFF CIR, TEMPLE, TX 76502-3129
Document Number	0000027794
Instrument Date	May 29, 2026
Instrument	202627794
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AVENEL TITLE, AVENUE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4303 HIGH BLUFF CIR, TEMPLE, TX 76502-3129

Mortgage

Document Number	0000027794,
Date	Jun 03, 2026
Instrument	202627794

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,745.00 (+22.95%)	$577,674 (-8.35%)	$645,044 (+2.33%) Land $118,250 Building $526,794
2023	$3,046.00 (-38.08%) Homeowner's exemption Senior Citizen's exemption	$630,334 Land $55,200 Building $575,134	$630,334 Land $55,200 Building $575,134
2022	$4,919.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270213011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022, other causes

Wildfire

Wildfire Risk	Low above 35% of the US · above 11% of Texas
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: SOS Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.