4305 Neptune Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4305 Neptune Rd, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Store with Apartments
Details	864 sqft · built 1986
Lot Size	0.02 acres (871 sqft)
Owner	Company Name on File
Last Sale	$120,000 (Apr 2000)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0411-0001-4305`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0411-0001-4305`
Alternative APNs	`263004041100014305` `82348`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	871 sqft (0.02 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4305 NEPTUNE RD
City	SAINT CLOUD
State	FL
Zip	34769-6746
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Description	PALAMAR OAKS VILLAS 2 CB 2 PG 16 UNIT 4305
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PALAMAR OAKS VILLAS 2 CONDO
Legal Tract	411
Legal Block	4305
Legal Lot Number	4305
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 04-26-30-0411-0001-4305

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2790 CYPRESS DOME CT, SAINT CLOUD, FL 34772-7217
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2000 · Amount on Record
Deed Sale	Apr 17, 2000 · Amount on Record
Deed Book / Page	1726 / 1638
Record Updated	Jun 08, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 26, 2019
Property Address	4305 NEPTUNE RD, SAINT CLOUD, FL 34769-6746
Document Number	0054822021
Book / Page	005482 / 002021
Instrument Date	Feb 21, 2019
Instrument	24504
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,905.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2790 CYPRESS DOME CT ST CLOUD FL 347727217, ST CLOUD, FL 34772-7217

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,763.00 (+14.55%)	$118,600 (+58.34%) Building $118,600	$118,600 (+58.34%) Building $118,600
2024	$1,539.00 (+14.68%)
2023	$1,342.00 (+9.46%)	$74,900 (+8.71%) Building $74,900	$74,900 (+8.71%) Building $74,900
2022	$1,226.00	$68,900 Building $68,900	$68,900 Building $68,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured 6 under condo master policies

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.