4265 Neptune Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4265 Neptune Rd, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeCommercial > Office > Commercial Office
Architecture StyleCustom Design
Year BuiltBuilt 2010
Square Footage3,920 sqft Gross Area
Lot Size22,956 sqft (0.527 acres)
Garage23 sqft
Last Sale$850,000 (2021)
Tax Bill$13,568.00 (2024)

Property Details

APN / Parcel Number

Primary APN04-26-30-0041-0001-0080
Alternative APNs
  • 263004004100010080
  • 113495

Interior

Plumbing Fixtures12 Plumbing Fixtures
Units2 Units
Building Area3,920 sqft Gross Area
1st Floor Area3,816 sqft 1st Floor
Stories1 Story
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area22,956 sqft (0.527 acres)
Garage Area23 sqft Garage
PorchFinished/Open Porch
Porch Area104 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4265 NEPTUNE RD
CitySAINT CLOUD
StateFL
Zip34769-6744
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionPALAMAR PARK PB 1 PG 107 LOTS 8-10
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPALAMAR PARK
Legal Tract41
Legal Block80
Legal Lot Number8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43208

Owner

Source: Osceola County records · APN 04-26-30-0041-0001-0080

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11631 MEADOW GROVE CIR, ORLANDO, FL 32836-5049
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2021Deed of Trust, Mortgage · Commercial Mortgage
GTE FCU
Dec 27, 2021Warranty Deed, Transfer · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleApr 19, 2010 · Amount on Record
Deed Document Number2021198960
Deed Book / Page6115 / 1372
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4265 NEPTUNE RD, SAINT CLOUD, FL 34769-6744
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1300 RAINTREE PL, WINTER PARK, FL 32789-2568

Mortgage

Document Number0058640591
DateJan 04, 2021
Book Page5864/591
Instrument2021000568
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 03, 2041

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2021
Property Address4265 NEPTUNE RD, SAINT CLOUD, FL 34769-6744
Document Number0061151372
Book / Page6115 / 1372
Map ReferenceMB 1 PG 107
Instrument DateDec 23, 2021
Instrument2021198960
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1300 RAINTREE PL, WINTER PARK, FL 32789-2568

Transferred To (Grantee/Buyer)

NameVerified Name
Address14649 HEATHERMERE LN, ORLANDO, FL 32837-5460

Mortgage

Document Number0061151374
DateDec 27, 2021
Instrument6115/1374
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$13,982.00 (+3.05%)$781,200 (+8%) Land $275,500 Building $505,700$781,200 (+8%) Land $275,500 Building $505,700
2024$13,568.00 (+5.77%)
2023$12,828.00 (+10.67%)$723,300 (+12.45%) Land $223,100 Building $500,200$723,300 (+12.45%) Land $223,100 Building $500,200
2022$11,591.00$643,200 Land $185,900 Building $457,300$643,200 Land $185,900 Building $457,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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