Osceola County property record for 4305 Mutter Rd, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,154 sqft Living Area |
| Lot Size | 7,666 sqft (0.176 acres) |
| Garage | Attached, 440 sqft |
| Last Sale | $329,800 (2022) |
| Tax Bill | $4,612.00 (2025) |
| Primary APN | 09-26-30-0758-0001-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,154 sqft Living Area |
| Gross Area | 1,624 sqft Gross Area |
| 1st Floor | 1,154 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,666 sqft (0.176 acres) |
| Depth X Width | 102 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 170 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4305 MUTTER RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6839 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE ISLE PB 9 PG 143 LOT 2 ORD 97-22 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINE ISLE |
| Legal Tract | 758 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3032 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0758-0001-0020
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Aug 24, 2022 | Warranty Deed, Transfer REALTECH TITLE LLC |
| May 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jan 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on Record |
| Deed Sale | Aug 24, 2022 · Amount on Record |
| Prior Sale | Jan 27, 2020 · Amount on Record |
| Deed Doc Number | 2022129761 |
| Deed Book / Page | 6274 / 1134 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 24, 2022 |
| Property Address | 4305 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Document Number | 0062741134 |
| Book / Page | 6274 / 1134 |
| Map Reference | MB 9 PG 143 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 2022129761 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2022 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,308.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3210 CORD AVE, 3210, SAINT CLOUD, FL 34772-8194 |
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4305 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | ALL COUNTRY TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0059510588 |
|---|---|
| Date | May 05, 2021 |
| Book Page | 5951/588 |
| Instrument | 2021068816 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 27, 2020 |
| Property Address | 4305 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Document Number | 0056632715 |
| Book / Page | 5663 / 2715 |
| Map Reference | MB 9 PG 143 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 2020012605 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,494.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 697 ADRIANE PARK CIR, 697, KISSIMMEE, FL 34744-4902 |
| Name | Verified Name |
|---|---|
| Address | 4305 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Document Number | 0056632716 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 5663/2716 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,612.00 (+3.32%) | $257,500 (+3.96%) Land $60,000 Building $197,500 | $257,500 (+3.96%) Land $60,000 Building $197,500 |
| 2023 | $4,464.00 (+82.5%) | $247,700 (+39.25%) Land $55,000 Building $192,700 | $247,700 (+32.39%) Land $55,000 Building $192,700 |
| 2022 | $2,446.00 Homeowner's exemption | $177,881 | $187,100 Land $42,000 Building $145,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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