Osceola County property record for 4301 Mutter Rd, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,389 sqft Living Area |
| Lot Size | 7,666 sqft (0.176 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2023) |
| Tax Bill | $1,865.00 (2024) |
| Primary APN | 09-26-30-0758-0001-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,389 sqft Living Area |
| Gross Area | 1,911 sqft Gross Area |
| 1st Floor | 1,389 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,666 sqft (0.176 acres) |
| Depth X Width | 102 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Patio Area | 300 sqft Patio |
| Porch Area | 321 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4301 MUTTER RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6839 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE ISLE PB 9 PG 143 LOT 3 ORD 97-22 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | PINE ISLE |
| Legal Tract | 758 |
| Legal Block | 30 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3032 |
| Census Tract | 43208 |
Source: Osceola County records · APN 09-26-30-0758-0001-0030
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4301 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 01, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2023 · Amount on Record |
| Deed Sale | Mar 01, 2023 · Amount on Record |
| Prior Sale | Aug 01, 2016 · Amount on Record |
| Deed Doc Number | 202324144 |
| Deed Book / Page | 6364 / 2508 |
| Prior Transfer Date | Aug 19, 2016 |
| Prior Transfer Doc | 0050310249 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 01, 2023 |
| Property Address | 4301 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Document Number | 0063642508 |
| Book / Page | 6364 / 2508 |
| Map Reference | MB 9 PG 143 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023024144 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Title Company | A-Z TEAM TITLE LLC, A Z TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Name | Verified Name |
|---|---|
| Address | 4301 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Document Number | 0063642510 |
|---|---|
| Date | Mar 01, 2023 |
| Instrument | 6364/2510 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4301 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Title Company | PRIMERA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 4301 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Document Number | 0062842970 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 6284/2970 |
| Instrument | 2022139142 |
| Name | ADDITION FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Sep 12, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4301 MUTTER RD, SAINT CLOUD, FL 34769-6839 |
| Document Number | 0057630964 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4301 MUTTER RD ST CLOUD FL 347696839, ST CLOUD, FL 34769-6839 |
| Document Number | 0057630964 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 005763/000964 |
| Instrument | 98382 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 27, 2030 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,936.00 (+3.81%) Homeowner's exemption | $151,064 (+53.29%) | $281,900 (+3.56%) Land $60,000 Building $221,900 |
| 2024 | $1,865.00 (+83.74%) | ||
| 2023 | $1,015.00 (+5.18%) Homeowner's exemption | $98,546 (+3%) | $272,200 (+33.04%) Land $55,000 Building $217,200 |
| 2022 | $965.00 Homeowner's exemption | $95,676 | $204,600 Land $42,000 Building $162,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 943 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures