4305 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4305 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,959 sqft · built 1957
Lot Size	0.169 acres (7,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Oct 2023)
Tax Bill	$5,654 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-01313490`

Property Details

APN / Parcel Number

Primary APN	`13-01313490`
Alternative APN	`01313490`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,959 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	252 sqft
Finished Basement	252 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,350 sqft (0.169 acres)
Porch	Open Porch
Porch Area	80 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01313490
Street Address	4305 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	ADMIN 18656 GARRETT FOREST SEC 5
Legal Subdivision	GARRETT FOREST
Legal Block	N
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4305 FERRARA DR, SILVER SPRING, MD 20906-4718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 24, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on Record
Deed Sale	Oct 12, 2023 · Amount on Record
Prior Sale	Aug 24, 2017 · Amount on Record
Deed Book / Page	67455 / 213
Prior Transfer Date	Jul 10, 2017
Prior Transfer Doc	0547700483
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 12, 2023
Property Address	4305 FERRARA DR, SILVER SPRING, MD 20906-4718
Document Number	0674550213
Book / Page	67455 / 213
Map Reference	MB 55 PL 4429
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4305 FERRARA DR, SILVER SPRING, MD 20906-4718

Mortgage

Document Number	0067455222
Date	Oct 12, 2023
Instrument	67455/222

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 24, 2017
Property Address	4305 FERRARA DR, SILVER SPRING, MD 20906-4718
Document Number	0547700483
Book / Page	54770 / 483
Map Reference	MB55 PL4429
Instrument Date	Jul 10, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Tax	$5,275.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3471 S LEISURE WORLD BLVD, SILVER SPRING, MD 20906-1767

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$516,733 (+7.62%)	$553,300 (-) Land $184,300 Building $369,000
2025	$5,654.00 (-3.14%)	$480,167 (+11.52%)	$553,300 (+24.73%) Land $184,300 Building $369,000
2024	$5,837.00 (+10.97%)
2023		$430,567	$443,600 Land $184,300 Building $259,300
2022	$5,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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