Montgomery County property record for 4215 Ferrara Dr, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,747 sqft · built 1957 |
| Lot Size | 0.212 acres (9,219 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Sep 1986) |
| Tax Bill | $5,337 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01312622 |
| Primary APN | 13-01312622 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,747 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,219 sqft (0.212 acres) |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01312622 |
|---|---|
| Street Address | 4215 FERRARA DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-4716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | GARRETT FOREST SEC 6 |
| Legal Subdivision | GARRETT FOREST |
| Legal Block | P |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 703501 |
4215 Ferrara Dr is owned and occupied by two individuals who bought it in September 1986.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4215 FERRARA DR, SILVER SPRING, MD 20906-4716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 13, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 1986 · Amount on File |
| Deed Sale | Sep 16, 1986 · Amount on File |
| Deed Book / Page | 7297 / 273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4215 FERRARA DR, SILVER SPRING, MD 20906-4716 |
| Document Number | 0555690510 |
| Book / Page | 055569 / 000510 |
| Instrument Date | Jan 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4215 FERRARA DR SILVER SPRING MD 209064716, SILVER SPRING, MD 20906-4716 |
| Document Number | 0555690510 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 055569/000510 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4215 FERRARA DR, SILVER SPRING, MD 20906-4716 |
| Document Number | 0547410309 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | UNITED GENERAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 4215 FERRARA DR SILVER SPRING MD 209064716, SILVER SPRING, MD 20906-4716 |
| Document Number | 0547410309 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 054741/000309 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4215 Ferrara Dr was $5,337.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $484,900 (+7.11%) | $517,100 (-) Land $190,400 Building $326,700 | |
| 2025 | $5,337.00 | $452,700 | $517,100 Land $190,400 Building $326,700 |
| 2023 | $408,467 | $420,500 Land $190,400 Building $230,100 | |
| 2022 | $4,336.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4215 Ferrara Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4215 Ferrara Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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