4304 River Bluff Dr, Fort Wayne, IN 46835 Property Records

Allen County property record for 4304 River Bluff Dr, Fort Wayne, IN 46835

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,880 sqft · built 1979
Lot Size	0.267 acres (11,627 sqft)
Owner	2 Individual Names on File
Last Sale	$242,967 (Apr 2023)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-08-08-428-001.000-072`

Property Details

APN / Parcel Number

Primary APN	`02-08-08-428-001.000-072`
Alternative APN	`7545110079`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,627 sqft (0.267 acres)
Lot Dimensions	1,510 ft deep x 770 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4304 RIVER BLUFF DR
City	FORT WAYNE
State	IN
Zip	46835-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND WOODS SEC 2 LOT 79
Legal Subdivision	RIVER BEND WOODS
Legal Lot Number	79
Jurisdiction	ALLEN IN
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2018
Census Tract	10813

Owner

4304 River Bluff Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4304 RIVER BLUFF DR, FORT WAYNE, IN 46835-1439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on File
Deed Sale	Apr 14, 2023 · Amount on File
Prior Sale	Feb 4, 2015 · Amount on File
Deed Document Number	202315277
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Apr 14, 2023
Property Address	4304 RIVER BLUFF DR, FORT WAYNE, IN 46835-1439
Document Number	2023015277
Map Reference	REC 41 PG 94-97
Instrument Date	Apr 12, 2023
Instrument	2023015277
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4304 RIVER BLUFF DR, FORT WAYNE, IN 46835-1439

Mortgage

Document Number	2023015278
Date	Apr 14, 2023
Instrument	2023015278

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4304 River Bluff Dr was $2,342 with a homeowner's exemption, down 15.8% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	St. Joseph Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00 (-15.82%)	$228,300 Land $38,800 Building $189,500	$228,300 Land $38,800 Building $189,500
2024	$2,782.00 (+14.16%)
2023	$2,437.00 (+13.35%)	$215,100 (+11.97%) Land $38,800 Building $176,300	$215,100 (+11.97%) Land $38,800 Building $176,300
2022	$2,150.00 Homeowner's exemption	$192,100 Land $38,800 Building $153,300	$192,100 Land $38,800 Building $153,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4304 River Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4304 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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