4231 River Bluff Dr, Fort Wayne, IN 46835 Property Records

Allen County property record for 4231 River Bluff Dr, Fort Wayne, IN 46835

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,189 sqft · built 1983
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Nov 2022)
Tax Bill	$2,887 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-08-08-426-007.000-072`

Property Details

APN / Parcel Number

Primary APN	`02-08-08-426-007.000-072`
Alternative APN	`7545110063`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,189 sqft Living Area
Gross Area	2,981 sqft
1st Floor Area	2,189 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,200 sqft (0.349 acres)
Lot Dimensions	1,900 ft deep x 800 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4231 RIVER BLUFF DR
City	FORT WAYNE
State	IN
Zip	46835-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND WOODS SEC 2 LOT 63
Legal Subdivision	RIVER BEND WOODS
Legal Lot Number	63
Jurisdiction	ALLEN IN
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2017
Census Tract	10813

Owner

4231 River Bluff Dr is owned and occupied by two individuals who bought it in November 2022.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4231 RIVER BLUFF DR, FORT WAYNE, IN 46835-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on File
Deed Sale	Nov 28, 2022 · Amount on File
Deed Document Number	202262886
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Nov 28, 2022
Property Address	4231 RIVER BLUFF DR, FORT WAYNE, IN 46835-1436
Document Number	2022062886
Map Reference	PL 41 PG 94-97
Instrument Date	Nov 21, 2022
Instrument	2022062886
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 RIVER BLUFF DR, FORT WAYNE, IN 46835-1436

Mortgage

Document Number	2022062887
Date	Nov 28, 2022
Instrument	2022062887

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	5-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4231 River Bluff Dr was $2,887 with a homeowner's exemption, down 9.9% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	St. Joseph Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,887.00 (-9.89%)	$279,700 Land $43,200 Building $236,500	$279,700 Land $43,200 Building $236,500
2024	$3,204.00 (+11.44%)
2023	$2,875.00 (+14.41%)	$252,400 (+12.98%) Land $43,200 Building $209,200	$252,400 (+12.98%) Land $43,200 Building $209,200
2022	$2,513.00 Homeowner's exemption	$223,400 Land $43,200 Building $180,200	$223,400 Land $43,200 Building $180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4231 River Bluff Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4231 River Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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