Bay County property record for 4304 Pine Tree Ln, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,798 sqft · built 1979 |
| Lot Size | 0.767 acres (33,410 sqft) |
| Owner | Company Name on Record |
| Last Sale | $451,000 (Jan 2022) |
| Tax Bill | $5,297 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Construction Loan Dec 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 11726-229-000 |
| Primary APN | 11726-229-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,798 sqft Living Area |
| Gross Area | 3,304 sqft |
| 1st Floor Area | 2,518 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,410 sqft (0.767 acres) |
| Lot Dimensions | 220 ft deep x 152 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Driveway |
| Pool Area | 288 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 336 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4304 PINE TREE LN |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | BINGOOSE ESTATE UNIT 1 LOT 7 LESS N 20 BLK B ORB 4514 P 1487 M-90B |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | BINGOOSE ESTATE |
| Legal Block | B |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2088 |
| Census Tract | 1404 |
Source: Bay County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4304 PINE TREE LN, LYNN HAVEN, FL 32444-4415 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 24, 2022 | Warranty Deed, Construction Loan · Construction Mortgage OUR SUNNY HOME LLC |
| Dec 18, 2018 | Deed of Trust, Mortgage UNITED STATES OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Dec 13, 2000 · Amount on Record |
| Deed Document Number | 20225193 |
| Deed Book / Page | 4514 / 1487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 24, 2022 |
| Property Address | 4304 PINE TREE LN, LYNN HAVEN, FL 32444-4415 |
| Document Number | 0045141487 |
| Book / Page | 4514 / 1487 |
| Map Reference | MB 12 PG 39 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 2022005193 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 10, 2022 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,157.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1025 GATEWAY BLVD STE 303, 1025, BOYNTON BEACH, FL 33426-8348 |
| Name | Verified Name |
|---|---|
| Address | 4304 PINE TREE LN, LYNN HAVEN, FL 32444-4415 |
| Document Number | 0045141489 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 4514/1489 |
| Name | OUR SUNNY HOME LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 4304 PINE TREE LN, LYNN HAVEN, FL 32444-4415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040702091 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 4070/2091 |
| Instrument | 2018076942 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Nov 19, 2048 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,297.00 (+4.68%) | $428,142 (+7.24%) Land $84,497 Building $343,645 | $428,142 (+7.24%) Land $84,497 Building $343,645 |
| 2024 | $5,060.00 (+0.42%) | ||
| 2023 | $5,039.00 (+10.99%) | $399,220 (+2.41%) Land $73,396 Building $325,824 | $399,220 (+2.41%) Land $73,396 Building $325,824 |
| 2022 | $4,540.00 | $389,809 Land $66,603 Building $323,206 | $389,809 Land $66,603 Building $323,206 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 425 in force |
| Nearby Flood Claims | 112 (1989–2024) |
| Claims Outside the SFHA | 24 of 112 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Also Mapped Here | PANAMA CITY WATER SYSTEM |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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