4304 Courageous Cir, Cincinnati, OH 45252 Property Records

Hamilton County property record for 4304 Courageous Cir, Cincinnati, OH 45252

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 1,817 sqft · built 1994
Lot Size	0.026 acres (1,176 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Dec 2017)
Tax Bill	$5,169 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0183-0411-00`

Property Details

APN / Parcel Number

Primary APN	`510-0183-0411-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,817 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	1,001 sqft
Basement Area	816 sqft
Finished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	1,176 sqft (0.026 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4304 COURAGEOUS CIR
City	CINCINNATI
State	OH
Zip	45252-1985
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 82 1.325% YACHT CLUB TOWNEHOMES CONDO PHASE X
Legal Subdivision	YACHT CLUB TWNHMS
Legal Phase	10
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2007
Census Tract	20502

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4304 COURAGEOUS CIR, CINCINNATI, OH 45252-1985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 22, 2017	Warranty Deed, Transfer · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	Jun 10, 2002
Deed Document Number	17-0116282
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4304 COURAGEOUS CIR, CINCINNATI, OH 45252-1985
Document Number	0000021164
Instrument Date	Mar 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 COURAGEOUS CIR #82 CINCINNATI OH 452521985, 82, CINCINNATI, OH 45252-1985

Mortgage

Document Number	0000021164
Date	Mar 22, 2019
Book Page	013880/000140
Instrument	21164

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 22, 2017
Property Address	4304 COURAGEOUS CIR, CINCINNATI, OH 45252-1985
Document Number	0000006282
Map Reference	MB 313 PG 10 & 11
Instrument Date	Dec 19, 2017
Instrument	17-0116282
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLD TOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care Of	UNION SAVINGS BANK

Mortgage

Document Number	0000006283
Date	Dec 22, 2017
Instrument	17-0116283

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,169.00 (+7.89%)	$89,912 (-) Land $10,500 Building $79,412
2024	$4,791.00 (-0.6%)	$89,912 (-) Land $10,500 Building $79,412
2023	$4,820.00 (+22.52%)	$89,912 (+50.23%) Land $10,500 Building $79,412	$256,890 (+50.23%) Land $30,000 Building $226,890
2022	$3,934.00 Homeowner's exemption	$59,850 Land $8,750 Building $51,100
2020			$171,000 Land $25,000 Building $146,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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