Hamilton County property record for 4320 Courageous Cir, Cincinnati, OH 45252
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 895 sqft · built 1994 |
| Owner | Individual Name on File |
| Last Sale | $188,000 (Nov 2022) |
| Tax Bill | $3,223 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0183-0420-00 |
| Primary APN | 510-0183-0420-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 895 sqft Living Area |
| 1st Floor Area | 895 sqft |
| Basement Area | 895 sqft |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4320 COURAGEOUS CIR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45252-1985 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 75 1.0% YACHT CLUB TOWNEHOMES CONDO PHASE XII |
| Legal Subdivision | YACHT CLUB TWNHMS |
| Legal Phase | XII |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20502 |
Source: Hamilton County records · APN 510-0183-0420-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4320 COURAGEOUS CIR, CINCINNATI, OH 45252-1985 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Oct 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Nov 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Mar 02, 2010 · Amount on Record |
| Deed Document Number | 2022-0105646 |
| Deed Book / Page | 14794 / 294 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4320 COURAGEOUS CIR, CINCINNATI, OH 45252-1985 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003053 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 14832/87 |
| Instrument | 2023-0003053 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4320 COURAGEOUS CIR, CINCINNATI, OH 45252-1985 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000101071 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 14782/11 |
| Instrument | 2022-0101071 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 15, 2022 |
| Property Address | 4320 COURAGEOUS CIR, CINCINNATI, OH 45252-1985 |
| Document Number | 0000105646 |
| Book / Page | 14794 / 294 |
| Map Reference | MB 313 PG 58&59 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022-0105646 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4320 COURAGEOUS CIR, CINCINNATI, OH 45252-1985 |
| Document Number | 0000105647 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2022-0105647 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2032 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,223.00 (+7.9%) | $56,014 (-) Land $10,500 Building $45,514 | |
| 2024 | $2,987.00 (-0.6%) | $56,014 (-) Land $10,500 Building $45,514 | |
| 2023 | $3,005.00 (+28.86%) | $56,014 (+58.05%) Land $10,500 Building $45,514 | $160,040 (+58.05%) Land $30,000 Building $130,040 |
| 2022 | $2,332.00 Homeowner's exemption | $35,441 Land $8,750 Building $26,691 | |
| 2020 | $101,260 Land $25,000 Building $76,260 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 142 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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