4303 Carmel River Ln, Spring, TX 77388 Property Records

Harris County property record for 4303 Carmel River Ln, Spring, TX 77388

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,289 sqft · built 2016
Lot Size0.222 acres (9,672 sqft)
OwnerIndividual Name on Record
Last Sale$346,400 (Sep 2017)
Tax Bill$9,565 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Dec 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN136-094-004-0002

Property Details

APN / Parcel Number

Primary APN136-094-004-0002

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area4,289 sqft Living Area
1st Floor Area2,436 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,672 sqft (0.222 acres)
Garage Area638 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1360940040002
Street Address4303 CARMEL RIVER LN
CitySPRING
StateTX
Zip77388-2103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 BLK 4 COUNTRY LAKE ESTATES VILLAGE SEC 1
Legal SubdivisionCOUNTRY LAKE ESTATES VILLAGE SEC 1
Legal Block4
Legal Lot Number2
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group2
Census Block2004
Census Tract553403

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4303 CARMEL RIVER LN, SPRING, TX 77388-2103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2024Deed of Trust, Mortgage · Line of Credit
ZB NA
Dec 31, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Aug 6, 2019Deed of Trust, Mortgage
FREEDOM MTG
Sep 14, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
PARAMOUNT RESID'L MTG
Apr 22, 2017Loan Modification, Mortgage
PROSPERITY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2017 · Amount on Record
Deed SaleSep 14, 2017 · Amount on Record
Prior SaleApr 27, 2016 · Amount on Record
Deed Document Number2017405493
Prior Transfer DateApr 21, 2016
Prior Transfer Doc0000174219
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4303 CARMEL RIVER LN, SPRING, TX 77388-2103
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4303 CARMEL RIVER LN, SPRING, TX 77388-2103

Mortgage

Document Number0000011976
DateJan 11, 2024
Instrument2024-011976
Lender
NameZB NA
TypeBank
AddressHOUSTON, TX 77253
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4303 CARMEL RIVER LN, SPRING, TX 77388-2103
Document Number0000009138
Instrument DateDec 31, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4303 CARMEL RIVER LN SPRING TX 773882103, SPRING, TX 77388-2103

Mortgage

Document Number0000009138
DateJan 6, 2021
Instrument9138
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 5, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address4303 CARMEL RIVER LN, SPRING, TX 77388-2103
Document Number0000358050
Instrument DateAug 6, 2019
Transaction TypeMortgage
Record UpdatedAug 22, 2019
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4303 CARMEL RIVER LN SPRING TX 773882103, SPRING, TX 77388-2103

Mortgage

Document Number0000358050
DateAug 15, 2019
Instrument358050
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
AmountAmount Recorded
Term336 Months
DueAug 14, 2047

September 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateSep 14, 2017
Property Address4303 CARMEL RIVER LN, SPRING, TX 77388-2103
Document Number0000405493
Instrument DateAug 12, 2017
Instrument405493
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4303 CARMEL RIVER LN SPRING TX 773882103, SPRING, TX 77388-2103

Mortgage

Document Number405494
DateSep 14, 2017
Instrument405494
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2047

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address4303 CARMEL RIVER LN, SPRING, TX 77388-2103
Document Number0000264244
Instrument DateApr 22, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0000264244
DateJun 14, 2017
Instrument264244
Lender
NamePROSPERITY BK
TypeBank
AddressVICTORIA, TX 77901-6049
Agreement
AmountAmount Recorded
Term12 Months
DueJun 13, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKlein Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$493,924 (-4.14%) Land $68,307 Building $425,617$493,924 (-4.14%) Land $68,307 Building $425,617
2025$9,565.00 (+35.21%) Homeowner's exemption Veteran's exemption$515,246 (-1.25%) Land $68,307 Building $446,939$515,246 (-1.25%) Land $68,307 Building $446,939
2024$7,074.00 (+6.42%)
2023$521,756 Land $68,307 Building $453,449$521,756 Land $68,307 Building $453,449
2022$6,647.00 (-8.01%)
2020$7,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBILMA PUD
serves 5,397 people · EPA ID TX1011872
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Ezee Fiber, Spectrum.

Nearby Properties on Carmel River Ln

Nearby Streets

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