4322 Carmel River Ln, Spring, TX 77388 Property Records

Harris County property record for 4322 Carmel River Ln, Spring, TX 77388

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,910 sqft · built 2017
Lot Size	0.198 acres (8,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,100 (Jun 2017)
Tax Bill	$7,336 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`136-094-003-0008`

Property Details

APN / Parcel Number

Primary APN	`136-094-003-0008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,910 sqft Living Area
1st Floor Area	1,798 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,638 sqft (0.198 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	442 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1360940030008
Street Address	4322 CARMEL RIVER LN
City	SPRING
State	TX
Zip	77388-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 3 COUNTRY LAKE ESTATES VILLAGE SEC 1
Legal Subdivision	COUNTRY LAKE ESTATES VILLAGE SEC 1
Legal Block	3
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2004
Census Tract	553403

Owner

Source: Harris County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4322 CARMEL RIVER LN, SPRING, TX 77388-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Mar 3, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG
Jun 23, 2017	Grant Deed, Subdivision Related Transfer CLM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	2017281022
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Oct 13, 2026
Property Address	4322 CARMEL RIVER LN, SPRING, TX 77388-2105
Document Number	0000413624
Instrument Date	Sep 25, 2026
Instrument	2026413624
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 CARMEL RIVER LN, SPRING, TX 77388-2105

Mortgage

Document Number	0000413624,
Date	Oct 13, 2026
Instrument	2026413624

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2056

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4322 CARMEL RIVER LN, SPRING, TX 77388-2105
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596877
Date	Oct 15, 2021
Instrument	2021-596877

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4322 CARMEL RIVER LN, SPRING, TX 77388-2105
Document Number	0000111276
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4322 CARMEL RIVER LN SPRING TX 773882105, SPRING, TX 77388-2105

Mortgage

Document Number	0000111276
Date	Mar 11, 2020
Instrument	111276

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 10, 2040

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 23, 2017
Property Address	4322 CARMEL RIVER LN, SPRING, TX 77388-2105
Document Number	0000281022
Instrument Date	Jun 23, 2017
Instrument	281022
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4322 CARMEL RIVER LN SPRING TX 773882105, SPRING, TX 77388-2105

Mortgage

Document Number	281023
Date	Jun 23, 2017
Instrument	281023

Lender

Name	CLM MTG
Type	Mortgage Company
Address	HOUSTON, TX 77067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Klein Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,252 (-4.3%) Land $67,454 Building $315,798	$383,252 (-4.3%) Land $67,454 Building $315,798
2025	$7,336.00 (+29.79%) Homeowner's exemption	$400,490 (-5.65%) Land $67,454 Building $333,036	$400,490 (-5.65%) Land $67,454 Building $333,036
2024	$5,652.00 (+14.55%)
2023		$424,491 Land $67,454 Building $357,037	$424,491 Land $67,454 Building $357,037
2022	$4,934.00 (-11.21%)
2020	$5,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILMA PUD serves 5,397 people · EPA ID TX1011872
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Spectrum.

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