Spokane County property record for 4302 E Congress Ave, Spokane, WA 99223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,486 sqft · built 1987 |
| Lot Size | 3.13 acres (136,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,500 (Jun 2003) |
| Tax Bill | $9,668 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35262.9115 |
| Primary APN | 35262.9115 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,486 sqft Living Area |
| Gross Area | 4,578 sqft |
| 1st Floor Area | 2,663 sqft |
| 2nd Floor Area | 823 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 136,778 sqft |
| Garage Type | Attached |
| Garage Area | 1,092 sqft |
| Parking Spaces | 9 Parking Spaces |
| Patio Area | 432 sqft |
| Canopy | 432 sqft |
| Pole Barn | 1,920 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 4302 E CONGRESS AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99223-1056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 26 25 43 TR C OF SP89-584 BEING A PTN OF SW1/4 OFNW1/4; AUDITOR #900122000070 |
| Legal Range | 43 |
| Legal Township | 25 |
| Legal Section | 26 |
| Legal Subdivision | SPSP89584 |
| Legal Tract | C |
| Legal Lot Number | C |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 13401 |
4302 E Congress Ave is owned and occupied by two individuals who bought it in June 2003.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4302 E CONGRESS AVE, SPOKANE, WA 99223-1056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK |
| Jul 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK |
| Aug 3, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage MOUNTAIN WEST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 · Amount on File |
| Deed Sale | Jun 30, 2003 · Amount on File |
| Deed Document Number | 20034918767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4302 E CONGRESS AVE, SPOKANE, WA 99223-1056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|
| Document Number | 0007180581 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 7180581 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4302 E CONGRESS AVE, SPOKANE, WA 99223-1056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0006824154 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 6824154 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 3, 2018 |
| Property Address | 4302 E CONGRESS AVE, SPOKANE, WA 99223-1056 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 6731071 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4302 E CONGRESS AVE SPOKANE WA 992231056, SPOKANE, WA 99223-1056 |
| Document Number | 0006731071 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 6731071 |
| Name | MOUNTAIN WEST BK |
|---|---|
| Type | Bank |
| Address | COEUR D' ALENE, ID 83814 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 2, 2019 |
The 2026 property tax bill for 4302 E Congress Ave was $9,668, up 19.8% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,668.00 (+19.79%) | $894,160 (+7.08%) Land $199,960 Building $694,200 | $894,160 (+7.08%) Land $199,960 Building $694,200 |
| 2025 | $8,071.00 (-4.52%) | $835,060 (+7.77%) Land $155,960 Building $679,100 | $835,060 (+7.77%) Land $155,960 Building $679,100 |
| 2024 | $8,453.00 (+7.97%) | $774,860 (+28.12%) Land $149,960 Building $624,900 | $774,860 (+28.12%) Land $149,960 Building $624,900 |
| 2023 | $7,829.00 (+4.76%) | $604,770 Land $118,970 Building $485,800 | $604,770 Land $118,970 Building $485,800 |
| 2022 | $7,473.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4302 E Congress Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4302 E Congress Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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