4231 E Congress Ave, Spokane, WA 99223 Property Records

Spokane County property record for 4231 E Congress Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,838 sqft · built 1977
Lot Size	0.155 acres (6,750 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Jul 2001)
Tax Bill	$3,227 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35271.4213`

Property Details

APN / Parcel Number

Primary APN	`35271.4213`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,038 sqft
Basement Area	1,038 sqft
Finished Basement	800 sqft
Unfinished Basement	238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft
Patio Area	98 sqft
Canopy	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	4231 E CONGRESS AVE
City	SPOKANE
State	WA
Zip	99223-5448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PINECROFT TER L21 B21
Legal Range	43E
Legal Township	25N
Legal Section	27
Legal Subdivision	PINECROFT TER
Legal Block	21
Legal Lot Number	21
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2023
Census Tract	4602

Owner

4231 E Congress Ave is owned and occupied by an individual who acquired it in November 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4231 E CONGRESS AVE, SPOKANE, WA 99223-5448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Nov 23, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2001 · Amount on File
Deed Sale	Jul 23, 2001 · Amount on File
Prior Sale	Apr 10, 1995 · Amount on File
Deed Document Number	20014611858
Last Transfer Date	Nov 23, 2022
Transfer Doc	0007254947
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Aug 28, 2026
Property Address	4231 E CONGRESS AVE, SPOKANE, WA 99223-5448
Document Number	0007511719
Instrument Date	Aug 24, 2026
Instrument	20267511719
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 E CONGRESS AVE, SPOKANE, WA 99223-5448

Mortgage

Document Number	0007511719,
Date	Aug 28, 2026
Instrument	20267511719

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Nov 23, 2022
Property Address	4231 E CONGRESS AVE, SPOKANE, WA 99223-5448
Document Number	0007254947
Map Reference	VOL N PG 18
Instrument Date	Nov 23, 2022
Instrument	7254947
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4231 E CONGRESS AVE, SPOKANE, WA 99223-5448

Mortgage

Document Number	0007254948
Date	Nov 23, 2022
Instrument	7254948

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4231 E Congress Ave was $3,227, down 1.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,227.00 (-1.31%)	$339,200 Land $100,000 Building $239,200	$339,200 Land $100,000 Building $239,200
2025	$3,270.00
2024		$333,500 (+35.29%) Land $75,000 Building $258,500	$333,500 (+35.29%) Land $75,000 Building $258,500
2023	$3,263.00 (+13.06%)	$246,500 Land $55,000 Building $191,500	$246,500 Land $55,000 Building $191,500
2022	$2,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4231 E Congress Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4231 E Congress Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

Nearby Properties on E Congress Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures