4302 E 900th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 4302 E 900th Ave, Altamont, IL 62411

Property Summary

Property Type	Rural Home
Details	1,404 sqft · built 1880
Lot Size	4.02 acres (175,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,500 (Dec 2018)
Tax Bill	$5,333 (2025)
Deeds & Mortgages	May 2019 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-014-041`

Property Details

APN / Parcel Number

Primary APN	`09-02-014-041`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,404 sqft Base Area
1st Floor Area	1,404 sqft
Basement Area	804 sqft
Unfinished Basement	3,396 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Lot Area	175,111 sqft (4.02 acres)
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,728 sqft
Granary	254 sqft
Pole Barn	1,728 sqft

Location & Zoning

Street Address	4302 E 900TH AVE
City	ALTAMONT
State	IL
Zip	62411-2495
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W 565FT OF S 310FT SE SW 3432/258 3060/87 2807/224 1879/72
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	4
Census Block	4008
Census Tract	950300

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4302 E 900TH AVE, ALTAMONT, IL 62411-2495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK
Dec 3, 2018	Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Feb 17, 2012
Deed Document Number	20181805007
Deed Book / Page	3432 / 258
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	4302 E 900TH AVE, ALTAMONT, IL 62411-2495
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3466/052
Date	May 17, 2019
Book Page	3466/052
Instrument	201901901759

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

Interest

Rate	4.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	4302 E 900TH AVE, ALTAMONT, IL 62411-2495
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3572/133
Date	Jun 5, 2020
Book Page	3572/133
Instrument	202020002837

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 3, 2018
Property Address	4302 E 900TH AVE, ALTAMONT, IL 62411-2495
Document Number	3432/258
Book / Page	3432 / 258
Instrument Date	Nov 30, 2018
Instrument	201801805007
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4302 E 900TH AVE, ALTAMONT, IL 62411-2495

Mortgage

Document Number	201801805008
Date	Dec 3, 2018
Instrument	201801805008

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,333.00 (+24.46%)	$94,360 (+17.3%) Land $3,310 Building $91,050	$283,080 (+17.3%) Land $9,930 Building $273,150
2022	$4,285.00 Homeowner's exemption	$80,440 Land $5,140 Building $75,300	$241,320 Land $15,420 Building $225,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	115 / 7
T-Mobile Fixed Wireless	100 / 20
KNR Wireless Fixed Wireless	100 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T.

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