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3645 E 900th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 3645 E 900th Ave, Altamont, IL 62411

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,792 sqft · built 1958
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$237,000 (Jun 2021)
Tax Bill$2,117 (2022)
Deeds & MortgagesJun 2021 Sale & Mortgage
Mar 2021 Sale
Flood ZoneZone X (minimal risk)
APN09-02-022-002

Property Details

APN / Parcel Number

Primary APN09-02-022-002

Interior

Bedrooms1 Bed
Stories1 Story
Building Area1,792 sqft Base Area
1st Floor Area1,792 sqft
Basement Area1,456 sqft
Unfinished Basement1,456 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area217,800 sqft (5 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Pole Barn1,350 sqft

Location & Zoning

Street Address3645 E 900TH AVE
CityALTAMONT
StateIL
Zip62411-2342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 119FT OF N 480FT W 1/2 NW NE & W 328FT OF N 480FT E 1/2 NW NE 3696/302 2711/97 2370/86 1761/110
JurisdictionEFFINGHAM IL
Township / Civil DivisionMOUND
Census Block Group4
Census Block4018
Census Tract950300

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3645 E 900TH AVE, ALTAMONT, IL 62411-2342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 25, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2021 · Amount on Record
Deed SaleJun 17, 2021 · Amount on Record
Prior SaleMar 1, 2011 · Amount on Record
Deed Document Number202121003036
Deed Book / Page3696 / 302
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJun 17, 2021
Property Address3645 E 900TH AVE, ALTAMONT, IL 62411-2342
Document Number003696/302
Book / Page3696 / 302
Instrument DateJun 14, 2021
Instrument202121003036
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$360.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3645 E 900TH AVE, ALTAMONT, IL 62411-2342

Mortgage

Document Number202121003037
DateJun 17, 2021
Instrument202121003037
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMar 25, 2021
Property Address3645 E 900TH AVE, ALTAMONT, IL 62411-2342
Document Number00003671/1
Book / Page3671 / 1
Instrument DateMar 23, 2021
Instrument202121001477
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3645 E 900TH AVE, ALTAMONT, IL 62411-2342

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionMound Township
Unified School DistrictAltamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$76,560 (+33.1%) Land $8,100 Building $68,460$229,680 (+33.1%) Land $24,300 Building $205,380
2022$2,117.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$57,520 Land $6,080 Building $51,440$172,560 Land $18,240 Building $154,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Most Recent ClaimNov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20

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