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4302 Chamberlin Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4302 Chamberlin Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,912 sqft · built 2005
Lot Size0.201 acres (8,756 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jul 2018)
Tax Bill$3,701 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jan 2018 Sale
Flood ZoneZone AE (high risk)
APN121997

Property Details

APN / Parcel Number

Primary APN121997
Alternative APN
  • 142630004600011380

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,912 sqft Heated Area
Gross Area3,174 sqft
1st Floor Area1,912 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,756 sqft (0.201 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area821 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number121997
Street Address4302 CHAMBERLIN CT
CitySAINT CLOUD
StateFL
Zip34772-7317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 138
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Phase3
Legal Tract46
Legal Block1
Legal Lot Number138
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1013
Census Tract43303

Owner

Source: Osceola County records · APN 121997

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4302 CHAMBERLIN CT, SAINT CLOUD, FL 34772-7317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2018Deed of Trust, Mortgage · FHA Mortgage
PACIFIC UNION FINANCIAL LLC
Jan 30, 2018Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2018 · Amount on Record
Deed SaleJul 06, 2018 · Amount on Record
Prior SaleJan 30, 2018 · Amount on Record
Deed Document Number2018103699
Deed Book / Page5362 / 2842
Record UpdatedJun 08, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4302 CHAMBERLIN CT, SAINT CLOUD, FL 34772-7317
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053622845
DateJul 06, 2018
Book Page5362/2845
Instrument2018103703
Lender
NamePACIFIC UNION FINANCIAL LLC
TypeLending Institution
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

January 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateJan 30, 2018
Property Address4302 CHAMBERLIN CT, SAINT CLOUD, FL 34772-7317
Document Number0052762952
Book / Page005276 / 002952
Instrument DateJan 17, 2018
Instrument15479
Transaction TypeTransfer
Record UpdatedFeb 21, 2018

Transaction

AmountAmount Recorded
Tax$1,256.51
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address4302 CHAMBERLIN CT ST CLOUD FL 347727317, ST CLOUD, FL 34772-7317

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,701.00 (+6.26%) Homeowner's exemption$249,691 (+5.99%)$348,300 (-4.37%) Land $78,000 Building $270,300
2023$3,483.00 (+3.6%) Homeowner's exemption$235,588 (+3%)$364,200 (+24%) Land $60,000 Building $304,200
2022$3,362.00 Homeowner's exemption$228,727$293,700 Land $55,000 Building $238,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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