Osceola County property record for 4300 Chamberlin Ct, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,062 sqft · built 2005 |
| Lot Size | 0.226 acres (9,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,000 (Jun 2022) |
| Tax Bill | $7,573 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 14-26-30-0046-0001-1390 |
| Primary APN | 14-26-30-0046-0001-1390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,062 sqft Living Area |
| Gross Area | 3,844 sqft |
| 1st Floor Area | 2,498 sqft |
| Upper Floors Area | 564 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,844 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 351 sqft |
| Porch | Florida Room |
| Porch Area | 671 sqft |
| Deck Area | 617 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4300 CHAMBERLIN CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | INDIAN LAKES PHASE 3 PB 16 PGS 95-96 LOT 139 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN LAKES PH 3 |
| Legal Phase | 3 |
| Legal Tract | 46 |
| Legal Block | 1390 |
| Legal Lot Number | 139 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43303 |
4300 Chamberlin Ct is owned and occupied by two individuals who bought it in June 2022.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4300 CHAMBERLIN CT, SAINT CLOUD, FL 34772-7317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on File |
| Deed Sale | Jun 20, 2022 · Amount on File |
| Prior Sale | Jun 15, 2005 · Amount on File |
| Deed Document Number | 202296366 |
| Deed Book / Page | 6236 / 1431 |
| Prior Transfer Date | Feb 1, 2014 |
| Prior Transfer Doc | 0045710856 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 20, 2022 |
| Property Address | 4300 CHAMBERLIN CT, SAINT CLOUD, FL 34772-7317 |
| Document Number | 0062361431 |
| Book / Page | 6236 / 1431 |
| Map Reference | MB 16 PG 95 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022096366 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4300 CHAMBERLIN CT, 4300, SAINT CLOUD, FL 34772-7317 |
| Name | Verified Name |
|---|---|
| Address | 4300 CHAMBERLIN CT, SAINT CLOUD, FL 34772-7317 |
| Document Number | 0062361432 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 6236/1432 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 4300 Chamberlin Ct was $7,573 with a homeowner's exemption, down 3.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,573.00 (-3.93%) Homeowner's exemption | $466,000 Land $78,000 Building $388,000 | $466,000 Land $78,000 Building $388,000 |
| 2024 | $7,883.00 (-3.31%) | ||
| 2023 | $8,153.00 (+200.96%) | $452,500 (+135.09%) Land $60,000 Building $392,500 | $452,500 (+24.83%) Land $60,000 Building $392,500 |
| 2022 | $2,709.00 Homeowner's exemption | $192,481 | $362,500 Land $55,000 Building $307,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4300 Chamberlin Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 133 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4300 Chamberlin Ct is moderate, ranking above 51% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
May also be available: Xfinity.
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