43010 Eli Gap Rd, Polson, MT 59860 Property Records

Lake County property record for 43010 Eli Gap Rd, Polson, MT 59860 · Last verified August 2026

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	20.1 acres (876,427 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R1517658`

Property Details

APN / Parcel Number

Primary APN	`R1517658`
Alternative APNs	`15-3227-26-1-01-01-0000` `0000014820`

Exterior

Lot Area	876,427 sqft (20.1 acres)
Terrain	Rolling

Location & Zoning

Account Number	0000014820
Street Address	43010 ELI GAP RD
City	POLSON
State	MT
Zip	59860-8403
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	S26, T22 N, R21 W, C.O.S. 7479, ACRES 20.11, TR 2 E2SW4SW4
Legal Range	21W
Legal Township	22N
Legal Section	26
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1048
Census Tract	940306

Owner

Source: Lake County records · APN R1517658

Assessment roll updated September 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1319 ROGERS LAKE RD, KILA, MT 59920-9725
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2022
Deed Sale	Nov 04, 2022
Deed Document Number	2022602054
Prior Transfer Date	May 03, 2021
Prior Transfer Doc	0000590164
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43010 ELI GAP RD, POLSON, MT 59860-8403
Transaction Type	Mortgage
Record Updated	Oct 06, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43010 ELI GAP RD, POLSON, MT 59860-8403

Mortgage

Document Number	0000634548
Date	Sep 22, 2025
Instrument	634548

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.4%
Type Change Date	Sep 01, 2032
Change Frequency	Annually
Min Rate At Change	4.4%
Max Rate At Change	8.4%
Index	Other
Max Rate	11.4%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Secondary School District	Polson High School District (09 - 12)
Elementary School District	Valley View Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00 (+0.7%)	$95,462 (+93.82%)	$95,462 (+93.82%) Land $95,462
2023	$1,135.00	$49,253	$49,253 Land $49,253

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Montana
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	DSL	40 / 3
CommunityTel	Fixed Wireless (unlicensed)	25 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.