42629 Eli Gap Rd, Polson, MT 59860 Property Records

Lake County property record for 42629 Eli Gap Rd, Polson, MT 59860

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,607 sqft · built 1983
Lot Size	7.76 acres (338,026 sqft)
Owner	Individual Name on Record
Last Sale	$611,800 (Oct 2025)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2026 Construction Loan + 7 more
Flood Zone	Zone X (minimal risk)
APN	`R1517625`

Property Details

APN / Parcel Number

Primary APN	`R1517625`
Alternative APNs	`15-3227-35-1-01-07-0000` `0000014803`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft
Basement Area	783 sqft
Unfinished Basement	783 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	338,026 sqft (7.76 acres)
Terrain	Wooded
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	139 sqft
Deck Area	326 sqft
Shed	1 Shed
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	0000014803
Street Address	42629 ELI GAP RD
City	POLSON
State	MT
Zip	59860-8300
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S35, T22 N, R21 W, C.O.S. 6335, PARCEL 1, ACRES 7.76
Legal Range	21W
Legal Township	22N
Legal Section	35
Legal Subdivision	C O S 6335
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1015
Census Tract	940400

Owner

Source: Lake County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK/KALISPELL
Jun 15, 2026	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK/KALISPELL
Jan 4, 2017	Deed of Trust, Mortgage HERITAGE DEVELOPMENT PROPERTIES LP
Jul 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF RONAN
Mar 9, 2007	Deed of Trust, Mortgage NORTHWEST FARM CREDIT SERVICES ACA
Jun 12, 2015	Deed of Trust, Mortgage VALLEY BANK OF RONAN
Sep 30, 2016	Deed of Trust, Mortgage · Commercial Mortgage RABO AGRIFINANCE LLC
Nov 24, 2009	Deed of Trust, Mortgage · Line of Credit NORTHWEST FARM CREDIT SERVICES ACA
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2025 · Amount on Record
Deed Sale	Oct 23, 2025 · Amount on Record
Deed Document Number	2025635185
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Jun 15, 2026
Property Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Document Number	0000639225
Instrument Date	Jun 11, 2026
Instrument	2026639225
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42629 ELI GAP RD, POLSON, MT 59860-8300

Mortgage

Document Number	0000639225,
Date	Jun 15, 2026
Instrument	2026639225

Lender

Name	VALLEY BANK/KALISPELL

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Recording Date	Jun 15, 2026
Property Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Document Number	0000639224
Instrument Date	Jun 11, 2026
Instrument	2026639224
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42629 ELI GAP RD, POLSON, MT 59860-8300

Mortgage

Document Number	0000639224,
Date	Jun 15, 2026
Instrument	2026639224

Lender

Name	VALLEY BANK/KALISPELL

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000552684
Date	Jan 4, 2017
Instrument	552684

Lender

Name	HERITAGE DEVELOPMENT PROPERTIES LP
Type	Non-Lending Institution
Address	POLSON, MT 59860

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 4, 2022

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000570096
Date	Jul 5, 2019
Instrument	570096

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000477716
Date	Mar 9, 2007
Instrument	477716

Lender

Name	NORTHWEST FARM CREDIT SERVICES ACA
Type	Funding / Finance Company
Address	SPOKANE, WA 99220

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2032

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000541819
Date	Jun 12, 2015
Instrument	541819

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000550903
Date	Sep 30, 2016
Instrument	550903

Lender

Name	RABO AGRIFINANCE LLC
Address	SAINT LOUIS, MO 63141

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	182 Months
Due	Nov 1, 2031

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000503127
Date	Nov 24, 2009
Instrument	503127

Lender

Name	NORTHWEST FARM CREDIT SERVICES ACA
Type	Funding / Finance Company
Address	SPOKANE, WA 99220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	171 Months
Due	Feb 1, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 23, 2025
Property Address	42629 ELI GAP RD, POLSON, MT 59860-8300
Document Number	0000635185
Instrument Date	Oct 16, 2025
Instrument	635185
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42629 ELI GAP RD, POLSON, MT 59860-8300

Mortgage

Document Number	0000635186
Date	Oct 23, 2025
Instrument	635186

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Secondary School District	Polson High School District (09 - 12)
Elementary School District	Valley View Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00 (+14.99%)	$520,400 (+106.95%)	$520,400 (+106.95%) Land $182,856 Building $337,544
2023	$1,981.00	$251,457	$251,457 Land $2,297 Building $249,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
Western Montana CommunityTel Fixed Wireless	25 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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