4301 Talcott Dr, Durham, NC 27705 Property Records

Durham County property record for 4301 Talcott Dr, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,065 sqft · built 1983
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2021)
Tax Bill	$5,029 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0802-95-2446`

Property Details

APN / Parcel Number

Primary APN	`0802-95-2446`
Alternative APNs	`0802-95-24-4634` `080202952449` `174996`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,065 sqft Heated Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	193 ft deep x 110 ft wide
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4301 TALCOTT DR
City	DURHAM
State	NC
Zip	27705-6124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	AMERICAN VILLAGE/SEC:07-B /BLK:G/LT#03 PL:000102-000190
Legal Subdivision	AMERICAN VLG SEC 07-B
Legal Block	G
Legal Lot Number	3
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	4
Census Block	4004
Census Tract	1706

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4301 TALCOTT DR, DURHAM, NC 27705-6124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage VICTORIAN FINANCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Jun 16, 2011 · Amount on Record
Deed Document Number	202126473
Deed Book / Page	9341 / 631
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4301 TALCOTT DR, DURHAM, NC 27705-6124
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 TALCOTT DR, DURHAM, NC 27705-6124

Mortgage

Document Number	0098160006
Date	Nov 8, 2022
Book Page	9816/6
Instrument	2022043049

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 25, 2021
Property Address	4301 TALCOTT DR, DURHAM, NC 27705-6124
Document Number	0093410631
Book / Page	9341 / 631
Map Reference	MB 102 PG 190
Instrument Date	May 24, 2021
Instrument	2021026473
Transaction Type	Transfer
Record Updated	Jun 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3812 COTTONWOOD DR, 3812, DURHAM, NC 27705-5362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 TALCOTT DR, DURHAM, NC 27705-6124

Mortgage

Document Number	2021026474
Date	May 25, 2021
Instrument	2021026474

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,029.00 (+2.51%)	$494,921 (-) Land $129,183 Building $365,738	$494,921 (-) Land $129,183 Building $365,738
2025	$4,906.00 (+48.8%)	$494,921 (+96.59%) Land $129,183 Building $365,738	$494,921 (+96.59%) Land $129,183 Building $365,738
2023	$3,297.00 (+2.33%)	$251,749 Land $56,954 Building $194,795	$251,749 Land $56,954 Building $194,795
2022	$3,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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