4215 Talcott Dr, Durham, NC 27705 Property Records

Durham County property record for 4215 Talcott Dr, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,775 sqft · built 1985
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Feb 2025)
Tax Bill	$4,696 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0802-95-3441`

Property Details

APN / Parcel Number

Primary APN	`0802-95-3441`
Alternative APNs	`0802-95-34-4149` `080202953445` `174995`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,775 sqft Heated Area
1st Floor Area	963 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	193 ft deep x 110 ft wide
Porch	Porch
Porch Area	76 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4215 TALCOTT DR
City	DURHAM
State	NC
Zip	27705-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	AMERICAN VILLAGE/SEC:07-B /BLK:G/LT#04 PL:000102-000190
Legal Subdivision	AMERICAN VLG SEC 07-B
Legal Block	G
Legal Lot Number	4
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	4
Census Block	4004
Census Tract	1706

Owner

4215 Talcott Dr is owned and occupied by two individuals who bought it in February 2025.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4215 TALCOTT DR, DURHAM, NC 27705-6122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on File
Deed Sale	Feb 24, 2025 · Amount on File
Prior Sale	Jun 28, 2023 · Amount on File
Deed Document Number	2025124881
Deed Book / Page	10259 / 564
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jun 28, 2023
Property Address	4215 TALCOTT DR, DURHAM, NC 27705-6122
Document Number	0099410860
Book / Page	9941 / 860
Map Reference	MB 102 PG 190
Instrument Date	Jun 22, 2023
Instrument	2023066160
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$876.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4215 TALCOTT DR, DURHAM, NC 27705-6122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4215 TALCOTT DR, DURHAM, NC 27705-6122

Mortgage

Document Number	2023066161
Date	Jun 28, 2023
Instrument	2023066161

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4215 TALCOTT DR, DURHAM, NC 27705-6122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091970667
Date	Jan 13, 2021
Book Page	9197/667
Instrument	2021001982

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4215 Talcott Dr was $4,696, up 3.8% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,696.00 (+3.78%)	$462,110 (+1.22%) Land $121,584 Building $340,526	$462,110 (+1.22%) Land $121,584 Building $340,526
2025	$4,525.00	$456,557 Land $121,584 Building $334,973	$456,557 Land $121,584 Building $334,973
2023	$3,228.00 (+2.35%)	$246,501 (-) Land $53,604 Building $192,897	$246,501 (-) Land $53,604 Building $192,897
2022	$3,154.00	$246,501 Land $53,604 Building $192,897	$246,501 Land $53,604 Building $192,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4215 Talcott Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4215 Talcott Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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