4301 Opal Dr, Bismarck, ND 58503 Property Records

Burleigh County property record for 4301 Opal Dr, Bismarck, ND 58503

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,398 sqft · built 2014
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$399,900 (Sep 2020)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1512-002-025`

Property Details

APN / Parcel Number

Primary APN	`1512-002-025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	1,358 sqft
Finished Basement	1,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	French
Construction Type	Frame
Lot Area	13,503 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 103 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	4301 OPAL DR
City	BISMARCK
State	ND
Zip	58503-5630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BOULDER RIDGE 3RD ADDITION LOT 6 & UNDIV INTER IN FOLLOWING COMMON AREAS: AUD LOT B OF L13, L15,AUD LOT B OF L17, B1; L8 B2;
Legal Subdivision	THIRD ADDITION
Legal Block	2
Legal Lot Number	6,B
Jurisdiction	BURLEIGH ND
Township / Civil Division	BISMARCK
Census Block Group	2
Census Block	2085
Census Tract	11105

Owner

4301 Opal Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Burleigh County records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4301 OPAL DR, BISMARCK, ND 58503-5630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit GATE CITY BANK
Mar 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage GATE CITY BANK
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK OF NORTH DAKOTA
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on File
Deed Sale	Sep 16, 2020 · Amount on File
Prior Sale	Nov 29, 2013 · Amount on File
Deed Document Number	2020908864
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Recording Date	Apr 20, 2026
Property Address	4301 OPAL DR, BISMARCK, ND 58503-5630
Document Number	0000989633
Instrument Date	Mar 26, 2026
Instrument	2026989633
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4301 OPAL DR, BISMARCK, ND 58503-5630

Mortgage

Document Number	0000989633,
Date	Apr 20, 2026
Instrument	2026989633

Lender

Name	GATE CITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 10, 2041

Interest

Rate	5.44%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	4301 OPAL DR, BISMARCK, ND 58503-5630
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000953364
Date	Mar 27, 2023
Instrument	953364

Lender

Name	GATE CITY BANK
Type	Bank
Address	BISMARCK, ND 58503

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Mar 15, 2030

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	4301 OPAL DR, BISMARCK, ND 58503-5630
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000889513
Date	Aug 21, 2019
Instrument	889513

Lender

Name	SECURITY FIRST BANK OF NORTH DAKOTA
Type	Bank
Address	BISMARCK, ND 58503

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Sep 16, 2020
Property Address	4301 OPAL DR, BISMARCK, ND 58503-5630
Document Number	0000908864
Instrument Date	Sep 15, 2020
Instrument	908864
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	NOT AVAILABLE, BISMARCK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4301 OPAL DR, BISMARCK, ND 58503-5630

Mortgage

Document Number	0000908865
Date	Sep 16, 2020
Instrument	908865

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4301 Opal Dr was $4,152.

Source: Burleigh County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Burleigh County
Municipality	Bismarck City
Unified School District	Bismarck Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,152.00	$241,300 Land $45,500 Building $195,800	$482,600 Land $91,000 Building $391,600
2023	$6,925.00	$220,600 Land $42,500 Building $178,100	$441,200 Land $85,000 Building $356,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4301 Opal Dr in Zone X, an area of minimal flood risk, though there have been 119 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	119 (2009–2012)
Claims Outside the SFHA	57 of 119
Most Recent Claim	Dec 2012 · rainfall accumulation
Claims by Event	Flooding, Jul 2011 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4301 Opal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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