4407 Opal Dr, Bismarck, ND 58503 Property Records

Burleigh County property record for 4407 Opal Dr, Bismarck, ND 58503

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,460 sqft · built 2013
Lot Size	0.324 acres (14,141 sqft)
Owner	Individual Name on File
Last Sale	$369,900 (Nov 2018)
Tax Bill	$3,279 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1512-002-010`

Property Details

APN / Parcel Number

Primary APN	`1512-002-010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,460 sqft Living Area
Basement Area	1,412 sqft
Finished Basement	1,412 sqft

Exterior

Year Built	Built 2013
Architectural Style	French
Construction Type	Frame
Lot Area	14,141 sqft (0.324 acres)
Lot Dimensions	183 ft deep x 88.6 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	4407 OPAL DR
City	BISMARCK
State	ND
Zip	58503-5624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	BOULDER RIDGE 3RD ADDITION LOT 3 & UNDIVIDED INTEREST IN FOLLOWING COMMON AREAS: AUD LOT B OF L13, L15, AUD LOT B OF L17, B1;
Legal Subdivision	THIRD ADDITION
Legal Block	2
Legal Lot Number	3,B
Jurisdiction	BURLEIGH ND
Township / Civil Division	BISMARCK
Census Block Group	2
Census Block	2085
Census Tract	11105

Owner

4407 Opal Dr is owned and occupied by an individual who bought it in November 2018.

Source: Burleigh County records, as of March 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4407 OPAL DR, BISMARCK, ND 58503-5624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Nov 1, 2013 · Amount on File
Deed Document Number	880108
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURLEIGH ND
Property Address	4407 OPAL DR, BISMARCK, ND 58503-5624
Transaction Type	Mortgage
Record Updated	Jan 1, 2020
Title Company	BISMARCK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	895312
Date	Dec 23, 2019
Instrument	895312

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURLEIGH ND
Recording Date	Nov 30, 2018
Property Address	4407 OPAL DR, BISMARCK, ND 58503-5624
Document Number	880108
Instrument Date	Nov 29, 2018
Instrument	880108
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE, BISMARCK TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4407 OPAL DR, BISMARCK, ND 58503-5624

Mortgage

Document Number	880109
Date	Nov 30, 2018
Instrument	880109

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4407 Opal Dr was $3,279.

Source: Burleigh County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	North Dakota
County	Burleigh County
Municipality	Bismarck City
Unified School District	Bismarck Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,279.00	$224,850 Land $45,500 Building $179,350	$449,700 Land $91,000 Building $358,700
2023	$5,247.00	$220,750 Land $42,500 Building $178,250	$441,500 Land $85,000 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4407 Opal Dr in Zone X, an area of minimal flood risk, though there have been 119 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	119 (2009–2012)
Claims Outside the SFHA	57 of 119
Most Recent Claim	Dec 2012 · rainfall accumulation
Claims by Event	Flooding, Jul 2011 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4407 Opal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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