4301 David Cox Rd, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4301 David Cox Rd, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,888 sqft · built 2004
Lot Size0.17 acres (7,416 sqft)
Owner2 Individual Names on Record
Last Sale$193,500 (May 2004)
Tax Bill$3,763 (2023)
Deeds & MortgagesMar 2022 Second Mortgage
Nov 2018 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN043-092-20

Property Details

APN / Parcel Number

Primary APN043-092-20

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,888 sqft Heated Area
Gross Area3,400 sqft
1st Floor Area1,288 sqft
Upper Floors Area1,600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area7,416 sqft (0.17 acres)
Garage Area420 sqft
PorchPorch
Porch Area92 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number043-092-20
Street Address4301 DAVID COX RD
CityCHARLOTTE
StateNC
Zip28269-8962
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL59 M36-211
Legal SubdivisionRAVENSWOOD PH 01 MAP 01
Legal Lot Number59
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract5511

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4301 DAVID COX RD, CHARLOTTE, NC 28269-8962
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Nov 20, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DIGITAL FCU
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2004 · Amount on Record
Deed SaleMay 3, 2004 · Amount on Record
Deed Document Number0017137796
Deed Book / Page17137 / 796
Record UpdatedJun 7, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4301 DAVID COX RD, CHARLOTTE, NC 28269-8962
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033818
DateMar 3, 2022
Book Page37118/727
Instrument2022033818
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMar 3, 2032

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4301 DAVID COX RD, CHARLOTTE, NC 28269-8962
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY NATL TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145176
DateNov 20, 2018
Book Page33123/580
Instrument2018145176
Lender
NameDIGITAL FCU
TypeCredit Union
AddressMARLBOROUGH, MA 01752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2028

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4301 DAVID COX RD, CHARLOTTE, NC 28269-8962
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000203076
DateDec 2, 2020
Book Page35383/1
Instrument2020203076
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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