Mecklenburg County property record for 4228 David Cox Rd, Charlotte, NC 28269
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,934 sqft · built 1998 |
| Lot Size | 0.335 acres (14,635 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $347,000 (Mar 2024) |
| Tax Bill | $3,412 (2023) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-341-71 |
| Primary APN | 027-341-71 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,934 sqft Heated Area |
| Gross Area | 2,562 sqft |
| 1st Floor Area | 854 sqft |
| Upper Floors Area | 888 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 14,635 sqft (0.335 acres) |
| Garage Area | 420 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 027-341-71 |
|---|---|
| Street Address | 4228 DAVID COX RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28269-8927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L369 M26-230 |
| Legal Subdivision | CHESTNUT |
| Legal Lot Number | 369 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 5508 |
Source: Mecklenburg County records, as of April 22, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4228 DAVID COX RD, CHARLOTTE, NC 28269-8927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Dec 3, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 25, 2024 | Deed, Transfer · FHA Mortgage MIDFLORIDA CU |
| Nov 1, 2023 | Warranty Deed, Transfer |
| Jun 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on Record |
| Deed Sale | Mar 25, 2024 · Amount on Record |
| Prior Sale | Nov 1, 2023 · Amount on Record |
| Deed Document Number | 2024026432 |
| Deed Book / Page | 38711 / 633 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4228 DAVID COX RD, CHARLOTTE, NC 28269-8927 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4228 DAVID COX RD, CHARLOTTE, NC 28269-8927 |
| Document Number | 0000048161 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 38140/213 |
| Instrument | 2023048161 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4228 DAVID COX RD, CHARLOTTE, NC 28269-8927 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | PRIORITY TITLE/FL LLC, PRIORITY T&E LLC |
| Name | Verified Name |
|---|---|
| Address | 4228 DAVID COX RD, CHARLOTTE, NC 28269-8927 |
| Document Number | 0000124167 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 40047/522 |
| Instrument | 2025124167 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Jun 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 25, 2024 |
| Property Address | 4228 DAVID COX RD, CHARLOTTE, NC 28269-8927 |
| Document Number | 0000026432 |
| Book / Page | 38711 / 633 |
| Map Reference | MB 26 PG 230 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024026432 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $694.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4228 DAVID COX RD, CHARLOTTE, NC 28269-8927 |
| Document Number | 0000026433 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024026433 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 1, 2023 |
| Property Address | 4228 DAVID COX RD, CHARLOTTE, NC 28269-8927 |
| Document Number | 0000104131 |
| Book / Page | 38462 / 716 |
| Map Reference | MB 26 PG 230 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 2023104131 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $659.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15120 ALEXANDER PLACE DR, HUNTERSVILLE, NC 28078-3208 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4228 DAVID COX RD, CHARLOTTE, NC 28269-8927 |
| Document Number | 0000083342 |
| Book / Page | 031904 / 000827 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4228 DAVID COX RD CHARLOTTE NC 282698927, CHARLOTTE, NC 28269-8927 |
| Document Number | 0000083342 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 031904/000827 |
| Instrument | 83342 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,412.00 | $353,600 Land $85,500 Building $268,100 | $353,600 Land $85,500 Building $268,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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