4301 Carriage Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4301 Carriage Ln, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,697 sqft · built 2000
Lot Size0.283 acres (12,320 sqft)
OwnerIndividual Name on Record
Last Sale$951,000 (Jun 2024)
Tax Bill$9,609 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-589-4910-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-4910-8
Alternative APNs
  • 00-2S-22-0323-0000-0230
  • 22S200032300000230

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,697 sqft Living Area
Gross Area3,428 sqft
1st Floor Area2,697 sqft
FlooringTile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialWood
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area12,320 sqft (0.283 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFlorida Room
Porch Area291 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4301 CARRIAGE LN
CityDESTIN
StateFL
Zip32541-3451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARRIAGE PLACE S/D PH 2 LOT 23
Legal SubdivisionCARRIAGE PLACE S/D
Legal Phase2
Legal Block1
Legal Lot Number23
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23304

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4301 CARRIAGE LN, DESTIN, FL 32541-3451
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2024 · Amount on Record
Deed SaleJun 7, 2024 · Amount on Record
Prior SaleJan 16, 2015 · Amount on Record
Deed Document Number20243692334
Prior Transfer DateJan 19, 2010
Prior Transfer Doc0029233218
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,609.00 (+99.48%)$913,775 (+86.35%) Land $297,489 Building $616,286$913,775 (+11.89%) Land $297,489 Building $616,286
2023$4,817.00 (+2.21%) Homeowner's exemption$490,345 (+3%)$816,652 (+18.62%) Land $262,066 Building $554,586
2022$4,713.00 Homeowner's exemption$476,063$688,433 Land $226,897 Building $461,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 117 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies460 units insured
incl. 343 condo units
Nearby Flood Claims124 (1988–2020)
Claims Outside the SFHA83 of 124
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 37 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2000)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Carriage Ln

Nearby Streets

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