430 Westgate Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 430 Westgate Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1983
Lot Size	0.002 acres (96 sqft)
Owner	2 Individual Names on File
Last Sale	$412,900 (Sep 2018)
Tax Bill	$9,575 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00411-0000-00005-03-C0430`

Property Details

APN / Parcel Number

Primary APN	`05-00411-0000-00005-03-C0430`
Alternative APNs	`0500411000000005 M3 C0430` `00011186`

Interior

Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	96 sqft (0.002 acres)

Location & Zoning

Account Number	00011186
Street Address	430 WESTGATE DR
City	EDISON
State	NJ
Zip	08820-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	WESTGATE SQ
Legal Subdivision	WESTGATE SQUARE
Legal Block	411
Legal Lot Number	5.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1000
Census Tract	1412

Owner

430 Westgate Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 WESTGATE DR, EDISON, NJ 08820-1172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 26, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Apr 23, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 4, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on File
Deed Sale	Sep 4, 2018 · Amount on File
Prior Sale	Aug 15, 2012 · Amount on File
Deed Document Number	201877665
Deed Book / Page	17286 / 436
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	430 WESTGATE DR, EDISON, NJ 08820-1172
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	LEMONBREW ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005748
Date	Jan 12, 2021
Book Page	18230/1018
Instrument	2021005748

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	430 WESTGATE DR, EDISON, NJ 08820-1172
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065660
Date	Jul 26, 2018
Book Page	17248/0755
Instrument	201800065660

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	430 WESTGATE DR, EDISON, NJ 08820-1172
Document Number	0000033587
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	GREATER NJ TITLE AGENCY, GREATER NJ TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	430 WESTGATE DR EDISON NJ 088201172, EDISON, NJ 08820-1172

Mortgage

Document Number	0000033587
Date	May 3, 2019
Book Page	017488/001759
Instrument	33587

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 4, 2018
Property Address	430 WESTGATE DR, EDISON, NJ 08820-1172
Document Number	0000077665
Book / Page	017286 / 000436
Instrument Date	Aug 30, 2018
Instrument	77665
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	430 WESTGATE DR EDISON NJ 088201172, EDISON, NJ 08820-1172

Mortgage

Document Number	77666
Date	Sep 4, 2018
Book Page	017286/000442
Instrument	77666

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 430 Westgate Dr was $9,575, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,900 (-) Land $75,000 Building $85,900	$160,900 (-) Land $75,000 Building $85,900
2025	$9,575.00 (+3.83%)	$160,900 Land $75,000 Building $85,900	$160,900 Land $75,000 Building $85,900
2024	$9,222.00
2023		$160,900 Land $75,000 Building $85,900	$160,900 Land $75,000 Building $85,900
2022	$9,179.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 430 Westgate Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Westgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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