428 Westgate Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 428 Westgate Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1983
Lot Size	0.035 acres (1,541 sqft)
Owner	Individual Name on Record
Last Sale	$465,458 (Mar 2023)
Tax Bill	$9,575 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00411-0000-00005-03-C0428`

Property Details

APN / Parcel Number

Primary APN	`05-00411-0000-00005-03-C0428`
Alternative APNs	`0500411000000005 M3 C0428` `00011185`

Interior

Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	1,541 sqft (0.035 acres)

Location & Zoning

Account Number	00011185
Street Address	428 WESTGATE DR
City	EDISON
State	NJ
Zip	08820-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	UNIT 428
Legal Subdivision	WESTGATE SQUARE
Legal Block	411
Legal Lot Number	5.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1000
Census Tract	1412

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 WESTGATE DR, EDISON, NJ 08820-1172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 30, 2023	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Jun 28, 2012 · Amount on Record
Deed Document Number	202318976
Deed Book / Page	19181 / 735
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	428 WESTGATE DR, EDISON, NJ 08820-1172
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	STATES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WESTGATE DR, EDISON, NJ 08820-1172

Mortgage

Document Number	0000058109
Date	Sep 24, 2025
Book Page	19832/1531
Instrument	2025058109

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 30, 2023
Property Address	428 WESTGATE DR, EDISON, NJ 08820-1172
Document Number	0000018976
Book / Page	19181 / 735
Instrument Date	Feb 18, 2023
Instrument	2023018976
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,843.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 HARTLANDER ST, EAST BRUNSWICK, NJ 08816-2667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 WESTGATE DR, EDISON, NJ 08820-1172

Mortgage

Document Number	0000018977
Date	Mar 30, 2023
Instrument	2023018977

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,900 (-) Land $75,000 Building $85,900	$160,900 (-) Land $75,000 Building $85,900
2025	$9,575.00 (+3.83%)	$160,900 (+1.58%) Land $75,000 Building $85,900	$160,900 (+1.58%) Land $75,000 Building $85,900
2024	$9,222.00 (+2.06%)
2023		$158,400 Land $75,000 Building $83,400	$158,400 Land $75,000 Building $83,400
2022	$9,036.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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