430 W Lake St, Excelsior, MN 55331 Property Records

Hennepin County property record for 430 W Lake St, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,148 sqft · built 1978
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$428,900 (Aug 2016)
Tax Bill	$9,415 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-21-0049`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-21-0049`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,148 sqft Living Area
Gross Area	2,508 sqft
1st Floor Area	1,148 sqft
Basement Area	832 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	528 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	430 W LAKE ST
City	EXCELSIOR
State	MN
Zip	55331-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 139 B AUDITORS SUBD. NO. 135 THOSE PARTS OF LOTS 138 AND 139 AND THE E HALF OF THE ADJOINING VACATED ST LOUIS AVE LYING SWLY OF A LINE 51.00 FT SWLY OF MEASURED AT A RIGHT T IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	21
Legal Subdivision	AUDITORS SUBD. NO. 135
Legal Block	2
Legal Lot Number	139
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2010
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 W LAKE ST, EXCELSIOR, MN 55331-1749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2017	Deed of Trust, Mortgage · Line of Credit BOUNDARY WATERS ST BK
Nov 8, 2017	Quit Claim Deed, Transfer ESQUIRE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2016 · Amount on Record
Deed Sale	Aug 5, 2016 · Amount on Record
Deed Document Number	2016543845
Last Transfer Date	Oct 26, 2017
Transfer Doc	0010500161
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	430 W LAKE ST, EXCELSIOR, MN 55331-1749
Document Number	0010511810
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	ESQUIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 W LAKE ST EXCELSIOR MN 553311749, EXCELSIOR, MN 55331-1749

Mortgage

Document Number	0010511810
Date	Dec 15, 2017
Instrument	10511810

Lender

Name	BOUNDARY WATERS ST BK
Type	Bank
Address	BLAINE, MN 55449-4811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 8, 2017
Property Address	430 W LAKE ST, EXCELSIOR, MN 55331-1749
Document Number	0010500161
Instrument Date	Oct 26, 2017
Instrument	10500161
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ESQUIRE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 W LAKE ST EXCELSIOR MN 553311749, EXCELSIOR, MN 55331-1749

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,415.00 (-7.8%)	$705,300 (+22.02%) Land $432,000 Building $273,300	$705,300 (+22.02%) Land $432,000 Building $273,300
2023	$10,212.00
2022		$578,000 Land $315,000 Building $263,000	$578,000 Land $315,000 Building $263,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet, Verizon, Xtratyme Technologies.

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