328 W Lake St, Excelsior, MN 55331 Property Records

Hennepin County property record for 328 W Lake St, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 3,099 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Mar 2017)
Tax Bill	$23,708 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-21-0038`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-21-0038`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,099 sqft Living Area
Gross Area	5,143 sqft
1st Floor Area	1,489 sqft
2nd Floor Area	1,610 sqft
Basement Area	1,312 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	105 ft deep x 85 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	732 sqft
Porch	Open Porch
Deck Area	354 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	328 W LAKE ST
City	EXCELSIOR
State	MN
Zip	55331-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 001 A SHELDONS SUBD OF LOTS 56-60 EXCELSIOR LOT 8 AND NELY 35 FT OF LOT 9 BLK 1 INCL ADJ 1/2 OF VACATED ALLEY 85 X 105
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	21
Legal Subdivision	SHELDONS SUBD OF LOTS 56-60 EXCELSIOR
Legal Block	1
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2001
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 W LAKE ST, EXCELSIOR, MN 55331-1748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 22, 2017	Deed of Trust, Mortgage WELLS FARGO BK
Apr 20, 2017	Deed of Trust, Mortgage ASSOCIATED BK
Mar 27, 2017	Grant Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Prior Sale	Apr 22, 2005 · Amount on Record
Deed Document Number	20175432041
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	328 W LAKE ST, EXCELSIOR, MN 55331-1748
Document Number	0005767870
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	BURNET TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	328 W LAKE ST EXCELSIOR MN 553311748, EXCELSIOR, MN 55331-1748

Mortgage

Document Number	0005767870
Date	Nov 9, 2020
Instrument	5767870

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	328 W LAKE ST, EXCELSIOR, MN 55331-1748
Document Number	0005495452
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 W LAKE ST EXCELSIOR MN 553311748, EXCELSIOR, MN 55331-1748

Mortgage

Document Number	0005495452
Date	Dec 1, 2017
Instrument	5495452

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	328 W LAKE ST, EXCELSIOR, MN 55331-1748
Document Number	0005437495
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	328 W LAKE ST EXCELSIOR MN 553311748, EXCELSIOR, MN 55331-1748

Mortgage

Document Number	0005437495
Date	Apr 24, 2017
Instrument	5437495

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 27, 2017
Property Address	328 W LAKE ST, EXCELSIOR, MN 55331-1748
Document Number	0005432041
Instrument Date	Mar 21, 2017
Instrument	5432041
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 W LAKE ST EXCELSIOR MN 553311748, EXCELSIOR, MN 55331-1748

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,708.00 (+35.76%)	$1,686,200 (+27.94%) Land $540,000 Building $1,146,200	$1,686,200 (+27.94%) Land $540,000 Building $1,146,200
2023	$17,463.00 Homeowner's exemption
2022		$1,318,000 Land $585,000 Building $733,000	$1,318,000 Land $585,000 Building $733,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet, Verizon, Xtratyme Technologies.

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