430 Stuart Ln, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 430 Stuart Ln, Fate, TX 75189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,559 sqft · built 2019
Lot Size0.157 acres (6,882 sqft)
OwnerIndividual Name on Record
Tax Bill$7,833 (2024)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR92350

Property Details

APN / Parcel Number

Primary APNR92350
Alternative APN
  • S3278-000J-0032-00-0R

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,559 sqft Living Area
Gross Area1,992 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Construction TypeSteel Frame
Lot Area6,882 sqft (0.157 acres)
Garage TypeMixed
Garage Area433 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account NumberR92350
Street Address430 STUART LN
CityFATE
StateTX
Zip75189-4686
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RESERVE AT CHAMBERLAIN CROSSING PH 1, BLOCK J, LOT 32
Legal SubdivisionTHE RESERVE AT CHAMBERLAIN CROSSING PH 1
Legal Tract32
Legal BlockJ
Legal Lot Number32
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHEAST ROCKWALL
Census Block Group1
Census Block1004
Census Tract40409

Owner

Source: Rockwall County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address430 STUART LN, FATE, TX 75189-4686
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2020
Deed SaleJun 4, 2020
Prior SaleJun 4, 2020
Deed Document Number20200000011654
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address430 STUART LN, FATE, TX 75189-4686
Transaction TypeMortgage
Record UpdatedOct 18, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026823
DateOct 6, 2021
Instrument20210000026823
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRoyse City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$289,228 (-11.33%) Land $95,000 Building $194,228$289,228 (-11.33%) Land $95,000 Building $194,228
2024$7,833.00 (-5.74%)
2023$8,310.00 (+29.9%)$326,196 Land $109,250 Building $216,946$326,196 Land $109,250 Building $216,946
2021$6,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2018–2025)
Most Recent ClaimJan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FATE
serves 29,285 people · EPA ID TX1990006
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Peoples Communications
Fiber · Fixed Wireless
1,000 / 1,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

May also be available: Nextlink.

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