Rockwall County property record for 426 Stuart Ln, Fate, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,396 sqft · built 2018 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,069 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R92349 |
| Primary APN | R92349 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Lot Area | 9,409 sqft (0.216 acres) |
| Lot Dimensions | 115 ft deep x 82 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | R92349 |
|---|---|
| Street Address | 426 STUART LN |
| City | FATE |
| State | TX |
| Zip | 75189-4686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE AT CHAMBERLAIN CROSSING PH 1, BLOCK J, LOT 31 |
| Legal Subdivision | THE RESERVE AT CHAMBERLAIN CROSSING PH 1 |
| Legal Tract | 31 |
| Legal Block | J |
| Legal Lot Number | 31 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40409 |
Source: Rockwall County assessment roll, APN R92349, as of August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 426 STUART LN, FATE, TX 75189-4686 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 |
| Deed Sale | Dec 16, 2021 |
| Prior Sale | Jun 17, 2024 |
| Deed Document Number | 0000034153 |
| Record Updated | Jun 08, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Dec 16, 2021 |
| Property Address | 426 STUART LN, FATE, TX 75189-4686 |
| Document Number | 0000034153 |
| Map Reference | CAB J SL 165 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 20210000034153 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 STUART LN, FATE, TX 75189-4686 |
| Document Number | 0000034154 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 20210000034154 |
| Name | LOANDRONE INC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Rockwall County assessment roll as of August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Royse City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $353,726 (-7.3%) Land $95,000 Building $258,726 | $353,726 (-7.3%) Land $95,000 Building $258,726 | |
| 2024 | $8,069.00 (-4.67%) | ||
| 2023 | $8,464.00 (+16.83%) Homeowner's exemption | $381,598 Land $109,250 Building $272,348 | $381,598 Land $109,250 Building $272,348 |
| 2021 | $7,245.00 |
Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970404091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2018–2025) |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 301 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Peoples Telephone Cooperative Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Communications Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Source: EPA Safe Drinking Water Information System, water system TX1990006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FATE serves 29,285 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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