Carlton County property record for 430 Stark Rd, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Details | 1,692 sqft · built 2014 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,280 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-510-1938 |
| Primary APN | 06-510-1938 |
|---|---|
| Alternative APN |
|
| Building Area | 1,692 sqft Living Area |
|---|
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 226,512 sqft (5.2 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Account Number | 37131 |
|---|---|
| Street Address | 430 STARK RD |
| City | CLOQUET |
| State | MN |
| Zip | 55720-9435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NE1/4 OF NE1/4 COM AT NE COR OF SEC CITY OF CLOQUET |
| Legal Range | 17 |
| Legal Township | 49 |
| Legal Section | 11 |
| Legal Subdivision | CITY OF CLOQUET |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 70100 |
430 Stark Rd is owned and occupied by an individual.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 STARK RD, CLOQUET, MN 55720-9435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 430 STARK RD, CLOQUET, MN 55720-9435 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | CARLTON COMPANY ABSTRACT, CARLTON CO ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | A000472474 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | A000472474 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 430 STARK RD, CLOQUET, MN 55720-9435 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000495924 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | A000495924 |
| Name | FRANDSEN BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 193 Months |
| Due | Jan 1, 2037 |
The 2026 property tax bill for 430 Stark Rd was $7,280 with a homeowner's exemption.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,280.00 Homeowner's exemption | ||
| 2025 | $489,400 (+4.33%) Land $101,400 Building $388,000 | $489,400 (+4.33%) Land $101,400 Building $388,000 | |
| 2024 | $6,630.00 Homeowner's exemption | $469,100 (+4.52%) Land $101,400 Building $367,700 | $469,100 (+4.52%) Land $101,400 Building $367,700 |
| 2023 | $6,630.00 Homeowner's exemption | $448,800 (-) Land $95,800 Building $353,000 | $448,800 (-) Land $95,800 Building $353,000 |
| 2022 | $448,800 Land $95,800 Building $353,000 | $448,800 Land $95,800 Building $353,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 Stark Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 430 Stark Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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