430 S Hackett Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 430 S Hackett Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 915 sqft · built 1949
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (Jan 2026)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-20-276-006`

Property Details

APN / Parcel Number

Primary APN	`8913-20-276-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	915 sqft Living Area
1st Floor Area	678 sqft
Attic	Attic
Attic Area	237 sqft
Basement Area	678 sqft
Finished Basement	300 sqft
Unfinished Basement	678 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	430 S HACKETT RD
City	WATERLOO
State	IA
Zip	50701-5629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HILL SUBDIVISION IN SEC 20 T 89 R 13 WEST OF THE FIFTH PRINCIPAL MERIDIAN LOT 4 EXC E 10 FT
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	FOREST HILL SUBDIVISION
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2040
Census Tract	1503

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	430 S HACKETT RD, WATERLOO, IA 50701-5629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Quit Claim Deed, Transfer TITLE SERVICES CORPORATION
Jun 23, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	Jun 23, 2022 · Amount on Record
Deed Document Number	2026945
Prior Transfer Date	Nov 22, 2005
Prior Transfer Doc	2006014042
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 22, 2026
Property Address	430 S HACKETT RD, WATERLOO, IA 50701-5629
Document Number	0202600945
Instrument Date	Jan 15, 2026
Instrument	2026-00945
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 S HACKETT RD, WATERLOO, IA 50701-5629

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 23, 2022
Property Address	430 S HACKETT RD, WATERLOO, IA 50701-5629
Document Number	202200024908
Instrument Date	Jun 20, 2022
Instrument	202200024908
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	430 S HACKETT RD, WATERLOO, IA 50701-5629

Mortgage

Document Number	202200024909
Date	Jun 23, 2022
Instrument	202200024909

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 5, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Mortgage

Document Number	202200024910
Date	Jun 23, 2022
Instrument	202200024910

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,326.00 (+0.79%)	$163,010 (+7.14%) Land $42,000 Building $121,010	$163,010 (+7.14%) Land $42,000 Building $121,010
2024	$3,300.00 (+28.11%)
2023		$152,140 (+29.72%) Land $42,000 Building $110,140	$152,140 (+29.72%) Land $42,000 Building $110,140
2022	$2,576.00 Homeowner's exemption	$117,280 Land $42,000 Building $75,280
2021			$117,280 Land $42,000 Building $75,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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