410 S Hackett Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 410 S Hackett Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,434 sqft · built 1940
Lot Size0.689 acres (30,000 sqft)
Owner2 Individual Names on File
Tax Bill$3,984 (2025)
Deeds & MortgagesJun 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN8913-20-276-004

Property Details

APN / Parcel Number

Primary APN8913-20-276-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,434 sqft Living Area
1st Floor Area880 sqft
AtticAttic
Attic Area308 sqft
Basement Area880 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,000 sqft (0.689 acres)
Lot Dimensions300 ft deep x 100 ft wide
Garage TypeDetached
Garage Area792 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area300 sqft
Deck Area328 sqft
Patio Area60 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address410 S HACKETT RD
CityWATERLOO
StateIA
Zip50701-5629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST HILL SUBDIVISION IN SEC 20 T 89 R 13 WEST OF THE FIFTH PRINCIPAL MERIDIAN LOT 2 EXC E 10 FT
Legal Range13W
Legal Township89N
Legal Section20
Legal SubdivisionFOREST HILL SUBDIVISION
Legal Lot Number2
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2040
Census Tract1503

Owner

410 S Hackett Rd is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address410 S HACKETT RD, WATERLOO, IA 50701-5629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address410 S HACKETT RD, WATERLOO, IA 50701-5629
Transaction TypeMortgage
Record UpdatedJun 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 S HACKETT RD, WATERLOO, IA 50701-5629

Mortgage

Document Number202200023846
DateJun 8, 2022
Instrument202200023846
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueJun 20, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 410 S Hackett Rd was $3,984 with a homeowner's exemption, up 0.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,984.00 (+0.56%) Homeowner's exemption$229,700 Land $42,000 Building $187,700$229,700 Land $42,000 Building $187,700
2024$3,962.00
2023$214,980 (+27.84%) Land $42,000 Building $172,980$214,980 Land $42,000 Building $172,980
2022$3,424.00 Homeowner's exemption$168,160 Land $42,000 Building $126,160
2021$168,160 Land $42,000 Building $126,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 S Hackett Rd in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims58 (1978–2016)
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims
  • Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 S Hackett Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

Nearby Properties on S Hackett Rd

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