Jefferson County property record for 430 S Adams St, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,556 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,086 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.007.01001018 |
| Primary APN | 193.007.01001018 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 182 sqft |
| Patio Area | 229 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 430 S ADAMS ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | PT US SURVEY 315 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 07 |
| Legal Block | 2 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 700900 |
430 S Adams St is owned and occupied by an individual.
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 430 S ADAMS ST, FESTUS, MO 63028-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 430 S ADAMS ST, FESTUS, MO 63028-2217 |
| Document Number | 0000007602 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 430 S ADAMS ST FESTUS MO 630282217, FESTUS, MO 63028-2217 |
| Document Number | 0000007602 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 7602 |
| Name | MEMBERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63128-2822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 13, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 430 S Adams St was $1,086, up 3.1% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,800 (-) Land $1,300 Building $18,500 | $104,400 (-) Land $6,900 Building $97,500 | |
| 2025 | $1,086.00 (+3.13%) | $19,800 Land $1,300 Building $18,500 | $104,400 (-) Land $6,900 Building $97,500 |
| 2024 | $1,053.00 (+0.57%) | $104,400 (+6.53%) Land $6,900 Building $97,500 | |
| 2023 | $1,047.00 | $18,600 Land $1,300 Building $17,300 | $98,000 Land $6,900 Building $91,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 S Adams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 113 (1979–2018) |
| Claims Outside the SFHA | 29 of 113 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 S Adams St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
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