406 S Adams St, Festus, MO 63028 Property Records

Jefferson County property record for 406 S Adams St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1964
Lot Size	0.128 acres (5,559 sqft)
Owner	Individual Name on Record
Last Sale	$167,200 (Aug 2021)
Tax Bill	$752 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.007.01001013`

Property Details

APN / Parcel Number

Primary APN	`193.007.01001013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,559 sqft (0.128 acres)
Lot Dimensions	52 ft deep x 100 ft wide
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 S ADAMS ST
City	FESTUS
State	MO
Zip	63028-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	ADAMS S1/2 LOT 2 BLOCK 27
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	ADAMS
Legal Block	27
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2019
Census Tract	700900

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 S ADAMS ST, FESTUS, MO 63028-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Oct 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 16, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Apr 2, 2021
Deed Document Number	202135729
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	406 S ADAMS ST, FESTUS, MO 63028-2217
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5204 SALINAS VALLEY DR C, C, SAINT LOUIS, MO 63128-4244

Mortgage

Document Number	0000024080
Date	Sep 22, 2025
Instrument	2025R-024080

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	406 S ADAMS ST, FESTUS, MO 63028-2217
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S ADAMS ST, FESTUS, MO 63028-2217

Mortgage

Document Number	0000027055
Date	Oct 27, 2023
Instrument	2023R-027055

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 16, 2021
Property Address	406 S ADAMS ST, FESTUS, MO 63028-2217
Document Number	2021R035729
Instrument Date	Aug 13, 2021
Instrument	2021R-035729
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2719 ROCK N HORSE FARMS DRIVE, 2719, FESTUS, MO 63028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S ADAMS ST, FESTUS, MO 63028-2217

Mortgage

Document Number	2021R035730
Date	Aug 16, 2021
Instrument	2021R-035730

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,400 (+8.27%) Land $1,300 Building $13,100	$75,800 (-) Land $6,900 Building $68,900
2024	$752.00 (+0.4%)		$75,800 (+8.6%) Land $6,900 Building $68,900
2023	$749.00	$13,300 Land $1,300 Building $12,000	$69,800 Land $6,900 Building $62,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	113 (1979–2018)
Claims Outside the SFHA	29 of 113
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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