Polk County property record for 430 S 7th St, Luck, WI 54853
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2017) |
| Tax Bill | $3,336 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Jul 2017 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-00546-0000 |
| Primary APN | 146-00546-0000 |
|---|
| Lot Area | 10,454 sqft (0.239 acres) |
|---|
| Street Address | 430 S 7TH ST |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-9083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 V2CSM/193 & 15' STRIP E & S SIDE ST IN GL 1 V516/204 ***SCHUETTE-HANSON APTS*** |
| Legal Lot Number | 7 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LUCK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 960200 |
430 S 7th St is owned by an individual who bought it in July 2017.
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5876 DEVILS LAKE RD, WEBSTER, WI 54893-8736 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2025 | Deed of Trust, Mortgage · Line of Credit STERLING BANK |
| Jul 17, 2017 | Warranty Deed, Transfer · Line of Credit STERLING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2017 · Amount on File |
| Deed Sale | Jul 17, 2017 · Amount on File |
| Deed Document Number | 853380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 430 S 7TH ST, LUCK, WI 54853-9083 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000936463 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 936463 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jul 17, 2017 |
| Property Address | 430 S 7TH ST, LUCK, WI 54853-9083 |
| Document Number | 0000853380 |
| Map Reference | VOL 3 PG 172 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 853380 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | NORTHWEST LAND TITLE INC, NORTHWEST LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000853382 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 853382 |
| Name | STERLING BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 430 S 7th St was $3,336.
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| Municipality | Luck Village |
| Unified School District | Luck School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,336.00 | $205,700 Land $16,500 Building $189,200 | $210,900 Land $16,917 Building $193,983 |
| 2023 | $2,502.00 | $100,000 Land $11,000 Building $89,000 | $171,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 430 S 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Jul 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 430 S 7th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCK WATERWORKS serves 1,150 people · EPA ID WI6490338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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